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Willard Powell, Inc. is working to build teams and a better world by supporting talent acquisition efforts within retail banking, corporate banking, investment banking, private banking, wealth management asset management, hedge fund, private equity, insurance, and reinsurance.

Driven by technological advancement, financial services and associated businesses are being disrupted by rapid industrywide change. These changes are creating new opportunities while simultaneously presenting very significant risks. Willard Powell is keenly focused on efficiently delivering talent acquisition strategies and solutions that help clients successfully navigate through competitive and increasingly complicated markets.

The financial services industry is being disrupted by the rise of emerging technologies and regulatory reform. Increased development and use of digital platforms is creating new distribution channels, increased operational efficiencies and increased customer engagement levels. The digitization of finance and insurance transactions is creating entirely new challenges and disciplines in the marketplace.

REGULATORY

Compliance organizations within financial services firms are struggling to keep pace with change in government regulations.  Policy shifts in Washington are creating challenges. Shifting financial crimes regulations from OFAC have firms challenged to ensuring effective sanctions screening.









1. Theresa Wise, Delta Air Lines 2. Thaddeus Arroyo, AT&T 3. James Goetz, Convergys Corporation 4. Brian LeClaire, Humana 5. Thomas Murphy, AmerisourceBergen 6. Richard Adduci, Jr., Boston Scientific 7. Dennis Hodges, Inteva Products, LLC 8. David Ching, Safeway 9. Filippo Passerini, Procter & Gamble 10. Karenann Terrell, Wal-Mart Stores 11. Mahvash Yazdi, Edison International 12. Becky Wanta, MGM Resorts International 13. Jeff Kubacki, Alliant Techsystems 14. Mark Boxer, Cigna 15. Denis Edwards, Manpower 16. Robert Lux, Freddie Mac 17. Kim Hammonds, Boeing 18. Charles Bonomo, MSC Industrial Direct Co., Inc. 19. Peter Whatnell, Sunoco 20. Kenneth Venner, Broadcom 21. Dave Weick, McDonaldÕs Corporation 22. Rebecca Rhoads, Raytheon 23. Dwain Wilcox, Georgia Gulf Corporation 24. Susan OÕDay, Walt Disney 25. Maura Hart, Winn-Dixie Stores 26. Michael Rowe, TravelCenters of America 27. Maurice Tayeh, Shaw Group 28. Robert Carter, FedEx 29. Michael Wolfe, Advanced Micro Devices 30. Marc Frons, The New York Times Company 31. Edmund Steinike, Coca-Cola 32. Randy Burdick, OfficeMax 33. Mark Carbrey, Cross Country Group 34. Barbara Koster, Prudential Financial 35. Carol Zierhoffer, Xerox 36. John David Thompson, Western Union 37. Eric Dirst, DeVry Inc. 38. Stuart McGuigan, Johnson & Johnson 39. William Krivoshik, Time Warner 40. Ray Barnard, Fluor 41. Tom Keiser, Gap 42. Charles Beard, SAIC 43. Robert Webb, Hilton Worldwide, Inc. 44. Brian Rogers, T. Rowe Price 45. Richard Gius, Atmos Energy Corporation 46. Louis Ehrlich, Chevron 47. Jeanette Horan, International Business Machines 48. Don Davis, Rite Aid 49. Ramon Baez, Kimberly-Clark 50. David McCue, Computer Sciences 51. Walter Curd, Maxim Integrated Products, Inc. 52. Tom Peck, Levi Strauss and Co. 53. Robert Dougherty, Airgas, Inc. 54. Sondra Barbour, Lockheed Martin 55. Jeffrey Keisling, Pfizer 56. David Kepler, The Dow Chemical Company 57. Anuj Dhanda, PNC Financial Services Group 58. David Kline, Viacom 59. Brian Rice, Kellogg 60. Richard Hopfer, Molina Healthcare 61. Walter Hauck III, Dun & Bradstreet Corporation 62. David Webb, Equifax Inc. 63. Gregory Morrison, Cox Enterprises, Inc. 64. Steve Phillips, Avnet 65. Robert Fields, Loews 66. Warren Kudman, Sealed Air 67. Donald Imholz, Centene 68. Rangarajan Jayaraman, NVIDIA Corporation 69. Michael Czinege, AMC Entertainment Inc. 70. Alan Farnsworth, Bausch & Lomb Incorporated 71. A.R. Mullinax, Duke Energy 72. Timothy Theriault, Walgreen 73. Raymond Voelker, Progressive 74. Mike McClaskey, DISH Network 75. Esat Sezer, Coca-Cola Enterprises 76. J. Peter Natale, Becton Dickinson 77. Patti Reilly-White, Darden Restaurants 78. Joseph Puglisi, Emcor Group 79. George Nelson, Toll Brothers, Inc. 80. Leslie Jones, Motorola Solutions, Inc. 81. Sunil Garg, Exelon 82. Kevin Summers, Whirlpool 83. Mansour Zadeh, Smithfield Foods 84. Mike Clifford, Whole Foods Market 85. Brad Furry, Zale Corporation 86. Gary King, ChicoÕs FAS, Inc. 87. Paul Moulton, Costco Wholesale 88. Patricia Morrison, Cardinal Health 89. Ina Kamenz, Thermo Fisher Scientific 90. Kevin Chase, Energy Future Holdings 91. Randall Carpenter, Omnicare 92. Larry Bonfante, United States Tennis Association 93. David Harkness, Xcel Energy Inc. 94. David Johns, Owens Corning 95. Tom Greene, Colgate-Palmolive 96. Alberto Ruocco, American Electric Power 97. Joseph Drouin, Kelly Services 98. Robert Edwards, United Continental Holdings 99. Charlene Begley, General Electric 100. Mark Dajani, Kraft Foods 101. David Barnes, United Parcel Service 102. Bruce Carver, Cummins 103. David Kaufman, Aramark 104. Gregory Buoncontri, Pitney Bowes 105. Brian Bruce, KB Home 106. Joseph Beery, Life Technologies Corporation 107. Eash Sundaram, JetBlue Airways Corporation 108. Karen Austin, PG&E Corp. 109. Mario Leone, Ingram Micro 110. Jan Marshall, Southwest Airlines 111. Gary Cantrell, Textron 112. Elizabeth Taliaferro, General Cable 113. Calvin Sihilling, Nash-Finch 114. Stuart Kippelman, Covanta Holding Corporation 115. Nicholas Smither, Ford Motor 116. Dave Truzinski, NII Holdings 117. Lisa Bachmann, Big Lots 118. Daphne Jones, Hospira, Inc. 119. Christopher Hjelm, Kroger 120. Kevin Rhein, Wells Fargo 121. Robert Dixon, Jr., PepsiCo 122. Twila Day, Sysco 123. Chris Troia, Barnes & Noble 124. Kim VanGelder, Eastman Kodak 125. Raymond Pawlicki, Biogen Idec 126. Jeff Lauro, Collective Brands, Inc. (CBI) 127. Roger Santone, The BrinkÕs Company 128. Benjamin Fried, Google 129. Roland Paanakker, Nike 130. Curt Garner, Starbucks 131. Cora Carmody, Jacobs Engineering Group 132. Gregory Fell, Terex 133. Frank Smith III, Booz Allen Hamilton Holding 134. Craig Cuyar, Cushman & Wakefield Inc. 135. Paul von Autenreid, Bristol-Myers Squibb 136. Mike Pfister, ConocoPhillips 137. John Santelli, UnitedHealth Group 138. Laurie Douglas, Publix Super Markets 139. Thomas Fortin, BlackRock, Inc. 140. Jana Kanyadan, Mohawk Industries 141. Mark Tonnesen, Electronic Arts Inc. (EA) 142. Lakshman Charanjiva, NextEra Energy 143. Wayne Shurts, Supervalu 144. Bruce Hoffmeister, Marriott International 145. Jamal Farhat, BorgWarner 146. Gordon Steele, Newell Rubbermaid 147. Michael Pellegrino, Frontier Communications 148. Daniel Muller, Timken 149. Heitor Goncalves, Burger King Holdings, Inc. 150. Mark Settle, BMC Software, Inc. 151. Tracy Nolan, Commercial Metals Company (CMC) 152. Ernest Park, 3M 153. Doug Mills, Mosaic 154. Terry West, Performance Food Group Company 155. Eric Gordon, Michaels Stores, Inc. 156. Kay Palmer, J.B. Hunt Transport Services, Inc. 157. Marina Levinson, NetApp 158. James McKinnon, Goodyear Tire & Rubber 159. Brad Jensen, US Airways Group 160. Donagh Herlihy, Avon Products 161. Donald Beaver, PetSmart 162. John Kavak, Sharp Electronics Corp 163. Gabrielle Wolfson, Panasonic Corporation of North America 164. David Hisaw, Wyndham Worldwide Corporation 165. William Klitgaard, Covance, Inc. 166. Teresa Devine, Asbury Automotive Group, Inc. 167. John Polizzi, PC Connection, Inc. 168. Woody Hall, General Dynamics 169. Richard Roseman, News Corp. 170. Rankings Update 171. Kyle Quinn, Paccar 172. Joseph Farrelly, Interpublic Group 173. Ricardo Coro, Advance Auto Parts 174. Don Goldstein, CBRE Group 175. Tom Farrah, Dr Pepper Snapple Group 176. James Lance, The Bon-Ton Stores, Inc. 177. Jessica Denecour, Varian Medical Systems, Inc. 178. Clifford Skelton, Fiserv, Inc. 179. Michelle Robinette-McKenna, Constellation Energy 180. George Davis, The Hershey Company 181. Phuong Tram, DuPont 182. Bill Bradley, CenturyLink 183. Joseph Eckroth, Jr., Hertz Global Holdings 184. Deborah deBoer Henderson, Meritor 185. Sasan Goodarzi, Intuit Inc. 186. Gary Matula, Molex Incorporated 187. Peter Sattler, International Flavors & Fragrances Inc. 188. Mark Gilliam, Ardent Health Services LLC 189. Nellson Burns, HollyFrontier 190. Randall Spratt, McKesson 191. Chris Scalet, Merck 192. Marc Franciosa, Praxair 193. Mark Showers, Reinsurance Group of America 194. Andrew Scott Walton, Laboratory Corp. of America 195. William Van Curen, NCR 196. Amy Brady, KeyCorp 197. Karen Mincey, TECO Energy, Inc. 198. Barry Vandevier, Sabre Holdings Corporation 199. David Smoley, Flextronics 200. Jeff Donaldson, GameStop 201. James Knight, The Chubb Corporation 202. Barry Libenson, Land OÕLakes 203. Stephen Pickett, Penske Automotive Group 204. Stephen Brown, Tenet Healthcare Corporation 205. Manjit Singh, Las Vegas Sands 206. Gary Hayes, CenterPoint Energy 207. Douglas Tracy, Dana Holding Company 208. Timothy Monteith, Masco Corporation 209. John Olsen, MetroPCS Communications 210. Steve Brady, Dresser-Rand Group, Inc. 211. Kevin Larson, AAR Corp. 212. S. David Bent, United Stationers 213. Elizabeth Hackenson, AES 214. Diana McKenzie, Amgen 215. Scott Blanchette, Vanguard Health Systems 216. David Hartley, Arch Coal, Inc. 217. Erach Balsara, Exide Technologies 218. Emily Ashworth, American Water Works Company, Inc. 219. Carl Duhnoski, PSS World Medical, Inc. 220. Joseph Held, The ReaderÕs Digest Assocation, Inc. (RDA) 221. Nancy Newkirk, International Data Group (IDG) 222. Nick Bell, General Motors 223. Beth Jacob, Target 224. Rebecca Jacoby, Cisco Systems 225. Bennett Gaines, FirstEnergy 226. Thomas Sneed, Marthon Oil 227. Michael Kobayashi, Ross Stores 228. Peter Brown, Foot Locker 229. Kenneth Smith, PolyOne Corporation 230. Slayton Austria, Sun Healthcare Group, Inc. 231. Randall Bednar, A.O. Smith Corporation 232. James Kensok, Avista Corporation 233. Joseph Spagnoletti, Campbell Soup 234. Roger Gurnani, Verizon Communications 235. Martin Schoenthaler, Archer Daniels Midland 236. Barry Schaffter, Deere 237. Christine Putur, Staples 238. Bert Odinet, Freeport-McMoRan Copper & Gold 239. Lynden Tennison, Union Pacific 240. Michael Baresich, Ally Financial 241. Steven Ambrose, DTE Energy 242. Henry Neumann, Jr., Kinder Morgan, Inc. 243. Michael Penny, Targa Resources Corp 244. Adam Noble, G-I Holdings, Inc. (GAF Materials Corporation) 245. Kenneth Weirman, Ametek, Inc. 246. Larry Thomas, Landstar System, Inc. 247. Ejaz Khan, Vulcan Materials Company 248. Paul Hoogenboom, RPM International Inc. 249. John Dick, Towers Watson & Co. 250. Steve McLaurin, Denbury Resources, Inc. 251. Michael Guggemos, Insight Enterprises 252. Nancy Wolk, Alcoa 253. Michael Capone, Automatic Data Processing, Inc. (ADP) 254. Raul Cruz, AECOM Technology 255. Thomas Northenscold, St. Jude Medical 256. Joe Mildenhall, Apollo Group, Inc. 257. William Schlageter IV, DENTSPLY International Inc. 258. David Banks, The Cumberland Gulf Group, Inc. 259. Michael Heim, Eli Lilly 260. Donald Wehrly, Marathon Petroleum 261. Stewart McCutcheon, Ecolab 262. Howard Melnick, Ralph Lauren 263. David Farlin, Boyd Gaming Corporation 264. James Schinski, PPL 265. Matthew Carey, Home Depot 266. Nancy Davis, United Technologies 267. Michael Lang, Honeywell International 268. Michael Benson, DirecTV 269. Vincent Melvin, Arrow Electronics 270. Ray Deluke, Exelis 271. Steve Cartwright, Wisconsin Energy Corporation 272. Saad Ayub, Scholastic Corporation 273. Reid Nuttall, OGE Energy Corp. 274. Thomas Halbouty, Pioneer Natural Resources Company 275. Robert Greenberg, AGCO 276. Anil Cheriyan, SunTrust Banks 277. Ted Hengst, Harris 278. Charles Patel, VWR Funding, Inc. 279. Vyto Razminas, Flowers Foods, Inc. 280. John Mitchell, The Pep Boys Ð Manny, Moe & Jack 281. Brian Michl, SRA International, Inc. 282. Scott Sandschafer, Chrysler Group LLC 283. Mamatha Charmarthi, CMS Energy 284. Jeffery Steinhorn, Hess 285. Michiel Espach, Tesoro 286. Ian Patterson, Scottrade, Inc. 287. Rusty Yeager, HealthSouth Corporation 288. Kevin Haskew, ON Semiconductor Corporation 289. Rosalee Hermens, True Value Company 290. Kevin Reilly, Eby-Brown Company, LLC 291. Denise Clark, Hasbro, Inc. 292. Cheryl Thomas, Valero Energy 293. Randy Krotowski, Caterpillar 294. Kenneth Coleman, Southern Company 295. Kenneth Piddington, Global Partners LP 296. Tim Toews, Office Depot 297. Matthew Lynch, DickÕs Sporting Goods, Inc. 298. Guy Chiarello, J.P. Morgan Chase & Co. 299. Ron Kifer, Applied Materials 300. Daniel Clifford, DynCorp International Inc. 301. John Balboni, International Paper 302. Michael Keller, Nationwide 303. Gerald Gluscic, Newmont Mining 304. Steve Brown, Carlson, Inc. 305. Kathleen McElligott, Emerson Electric 306. Preston Simons, Abbott Laboratories 307. Massoud Sedigh, World Fuel Services 308. Mario Coll III, Anadarko Petroleum 309. Don Zimmerman, The WendyÕs Corporation 310. Alston German, Federal-Mogul Corporation 311. Frank Boncimino, Time Warner Cable 312. Daniel Clark, NewPage Holding Corporation 313. Scott Hendrick, The Scotts Miracle-Gro Company 314. Michael Verdesca, Jack in the Box Inc. 315. Bruce Decock, LSI Corporation 316. Margaret McDermid, Dominion Resources 317. Tim Schaefer, Northwestern Mutual Life Insurance Company 318. William Blausey, Jr., Eaton 319. Mike Martiny, General Mills 320. Maria Fitzpatrick, Coventry Health Care, Inc. 321. Kevin Kern, First Data Corporation 322. Joshua Jewett, Family Dollar Stores 323. Anne Schumann, Ashland 324. Heath Byrd, Sonic Automotive 325. Kim Barrier, Bio-Rad Laboratories, Inc. 326. Gerrit Schutte, ConAgra Foods 327. Mayra Regalado, AutoNation 328. Scott McKay, Genworth Financial 329. Colleen Wolf, Reliance Steel & Aluminum 330. Anthony Gabriel, DaVita 331. Robert Carroll, Education Management Corporation 332. John Pfeiffer, Corrections Corporation of America 333. Mark Showers, Monsanto 334. Michael Mathias, Aetna 335. Delaney Bellinger III, Yum Brands 336. Rankings Update 337. Richard Hoffman, Avery Dennison 338. Leon Root, Jr., Amerigroup 339. Justin Simmons, Jo-Ann Stores, Inc. 340. Dale Asplund, United Rentals, Inc. 341. Annabelle Bexiga, TIAA-CREF 342. Colin Boyd, Johnson Controls 343. Susan Ericksen, New York Life Insurance 344. Patrick Brunel, Philip Morris International 345. Kevin Michaelis, Air Products & Chemicals 346. Hunter Jones, Cameron International 347. Steven Faas, Aleris 348. John Fleischer, Ferro Corporation 349. Kenneth Corriveau, OMD Worldwide 350. Timothy McCabe, Delphi Automotive PLC 351. Mark Esposito, Hartford Financial Services Group 352. Thomas Adams, Reynolds American 353. Kurt Thaus, Telephone & Data Systems 354. Michele Goins, Juniper Networks, Inc. 355. Kevin Ledford, Chiquita Brands International, Inc. 356. Michael Laurenti, Belk, Inc. 357. Mark Yankowskas, Rockwood Holdings, Inc. 358. Norm Fjeldheim, Qualcomm 359. Gary Seay, CHS 360. Barbara Carlini, Dean Foods 361. Deborah Butler, Norfolk Southern 362. Gerard Insall, Avis Budget Group 363. Gloria Keesee, W.R. Grace & Co. 364. Brad Vaughan, Black & Veatch Corporation 365. Michael Hedges, Medtronic, Inc. 366. Martin Schneider, VF 367. Paul Stecher, Rock-Tenn 368. Veresh Sita, Colliers International 369. William Fisher, Polaris Industries Inc. 370. Violet Sistovaris, NiSource Inc. 371. Stacey Goodman, CIT Group 372. Mark Schmitt, Brown Shoe Company, Inc. 373. Joseph Surber III, AGL Resources Inc. 374. Mark Prasifka, DST Systems, Inc. 375. Evon Jones, Fifth & Pacific Companies, Inc. 376. Madelyn Lankton, Travelers Companies, Inc. 377. Puneet Bhasin, Waste Management 378. Jeff Hutchison, Stryker 379. James Ward, Pacer International, Inc. 380. Andrew Beall, Flowserve Corporation 381. Anthony Scott, Microsoft 382. Bruce Marcus, McGraw-Hill 383. Scott Clifford, Graybar Electric 384. Gary Anderson, Magellan Health Services, Inc. 385. Gerri Martin-Flickinger, Adobe Systems Incorporated 386. Ronald St. Clair, Selective Insurance Group, Inc. 387. Rankings Update 388. Paul Johnson, BB&T Corp. 389. Glenn Schneider, Discover Financial Services 390. William Haser, Tenneco 391. Campbell Henderson, Portland General Electric Co. (PGE) 392. Tony Stoupas, MoodyÕs Corporation 393. David Hunter, Cenveo, Inc. 394. Jonathan Stevens, CDW 395. Andrew Platt, J.M. Smucker 396. Jim Deats, FredÕs, Inc. 397. Roy Satchell, Catalent Pharma Solutions, Inc. 398. Marty Paslick, HCA Holdings 399. Ken Braud, Halliburton 400. Christopher Nelson, Beacon Roofing Supply, Inc. 401. Randy Benz, Energizer Holdings, Inc. 402. Stephen Bye, Sprint Nextel 403. Paul Martin, Baxter International 404. Lisa Gauthier, Rowan Companies, Inc. 405. Clifton Triplett, Baker Hughes 406. Steve Hagood, Goodrich 407. Patrick Thompson, Amedisys Inc. 408. Jeryl Wolfe, McCormick & Company, Incorporated 409. Richard Morris, Dollar Thrifty Automotive Group, Inc. 410. Mark Martinet, Level 3 Communications, Inc. 411. Gregory Valdez, CA, Inc. (CA Technologies) 412. Mark Smith, Lithia Motors, Inc. 413. Steve Betts, Aon 414. Manoj Kulkarni, Career Education Corporation 415. William Holtz, Expedia, Inc. 416. Ronald Aderhold, Cliffs Natural Resources 417. Donald Sharp, Navistar International 418. Michael Naatz, Kansas City Southern 419. Ben Allen, Marsh & McLennan 420. Peter Amal fi, BJÕs Wholesale Club, Inc. 421. Richard Mears, Owens & Minor 422. Kirk Siefkas, CF Industries Holdings 423. Steven Hanna, Kennametal Inc. 424. Ken Chatfield, Health Management Associates 425. Cindy Nash, Windstream Corporation 426. Jon Peters, PVH 427. John Tonnison, Tech Data 428. Kevin Burdick, Oneok 429. Anthony Bosco, Jr., Day & Zimmermann Group, Inc. 430. Benjamin Williams, Devon Energy 431. Dana Guzzo, Martin Marietta Materials, Inc. 432. Cathy Tompkins, Chesapeake Energy Corporation 433. Gabriel Bruno, Lincoln Electric Holdings, Inc. 434. Thomas Mahlke, C.H. Robinson Worldwide 435. Jeff Bell, PHH Corporation 436. Brendan Kehoe, Crane Co. 437. Robert Egan, Boise inc. 438. Leonard Greendyk, Tiffany & Co. 439. Leonard Yip, Panda Restaurant Group, Inc. 440. Gregory Sheldon, Mylan 441. Jill Israel, Entergy 442. Kevin Quinlivan, Delaware North Companies, Inc. 443. Kevin Cooney, Xilinx, Inc. 444. Richard Chapman, Kindred Healthcare 445. Michael Boyle, Aflac 446. Thomas Farrington, Perrigo Company 447. Dennis Fishback, Calpine 448. Bernard Campbell, Sonoco Products Company 449. Jeffrey Musser, Expeditors International of Washington 450. Marc Saffer, J.Crew Group 451. Richard Smith, CarMax 452. Nirup Krishnamurthy, Great Atlantic & Pacific Tea 453. Gary Cooper, Tyson Foods, Inc. 454. Tony Hipszer, Pinnacle Foods Group LLC 455. Jeanne Moreno, Snap-on Incorporated 456. William Halnon, Republic Services 457. Bernard McVey, Northrop Grumman 458. Sandeep Bhakhri, EOG Resources 459. Jon Bascom, AutoZone 460. Nicholas Colisto, Hovnanian Enterprises, Inc. 461. Geir Ramleth, Bechtel Group, Inc. 462. Keyvan Bohlooli, Ryder System 463. Larry Luck, Schnitzer Steel Industries, Inc. 464. Craig Flower, Hewlett-Packard 465. Hubert Davis, Jr., Stanley Black & Decker 466. Manesh Patel, Sanmina-SCI 467. Kevin Vasconi, DominoÕs Pizza, Inc. 468. John Lieblang, Valassis Communications, Inc. 469. William Holder, Jr., DillardÕs, Inc. 470. Craig Kennedy, Enterprise Holdings, Inc. 471. Donald Moore, Jr., Occidental Petroleum 472. John Kernaghan, PharMerica Corporation 473. Douglas Church, Cabot Corporation 474. Ann Joyce, Aeropostale, Inc. 475. Brian Bonner, Texas Instruments 476. Mary Lynne Perushek, Donaldson Company, Inc. 477. Joseph Caracappa, C&S Wholesale Grocers, Inc. 478. Gary Gulmon, Synnex 479. Isobel Thomson, H.J. Heinz 480. Ron Gerrard, Huntsman 481. Joseph Amado, Altria Group 482. Robert Mullen, Consolidated Edison 483. David Couch, Jabil Circuit 484. Anne Teague, Sara Lee 485. Dave Cotteleer, Harley-Davidson 486. William Eline, Parker Hannifin 487. Robert Krestakos, Steelcase Inc. 488. John Avampato, Regal Beloit Corporation 489. James Sistek, Visteon 490. Tony Fuller, Rent-A-Center, Inc. 491. Paul Lemerise, Pantry 492. Michael Gitter, American International Group 493. Gary Wimberly, Express Scripts Holding 494. Byron Gaddis, Precision Castparts 495. David Lemme, Anixter International 496. Kevin Glynn, A.M. Castle & Co. 497. Dean Walters, Liberty Global 498. Richard George, The Andersons, Inc. 499. Michael Richardson, Nordstrom 500. Roy Harris, Mueller Industries, Inc. 1. Benjamin Fried, Google 2. Jim DuBois, Microsoft 3. Theresa Wise, Delta Air Lines 4. Anthony Scott, VMware 5. Stuart McGuigan, Johnson & Johnson 6. Jamie Miller, General Electric 7. Filippo Passerini, Procter & Gamble 8. Louis Ehrlich, Chevron 9. Paul Johnson, BB&T Corp. 10. Jeffrey Keisling, Pfizer 11. Thaddeous Arroyo, AT&T 12. Brian LeClaire, Humana 13. Clark Golestani, Merck 14. William Miller, Jr., Broadcom 15. Jeanette Horan, International Business Machines 16. Jeff Kubacki, Alliant Techsystems 17. Robert Dixon, Jr., Pepsico, Inc. (PEP) 18. Matthew Carey, The Home Depot, Inc. (HD) 19. Charles Bonomo, MSC Industrial Direct Co. Inc. (MSM) 20. Rebecca Jacoby, Cisco Systems, Inc. (CSCO) 21. Diana McKenzie, Amgen Inc. (AMGN) 22. Lynden Tennison, Union Pacific Corporation (UNP) 23. Nancy Davis, United Technologies Corporation (UTX) 24. David Barnes, United Parcel Service 25. Jim Sappington, McDonald's Corp. (MCD) 26. John Santelli, UnitedHealth Group (Optum) 27. David Smoley, AstraZeneca PLC (AZN) 28. Ted Colbert, Boeing 29. Paul von Autenreid, Bristol-Myers Squibb 30. Mike Pfister, ConocoPhillips 31. Anthony Watson, Nike 32. Michael Lang, Honeywell International Inc. (HON) 33. Ina Kamenz, Eli Lilly and Company (LLY) 34. Doug Mills, Morgan Stanley (MS) 35. Ramon Baez, Hewlett-Packard Company (HPQ) 36. Michael Hedges, Medtronic, Inc. (MDT) 37. Preston Simons, Abbott Laboratories (ABT) 38. Brian Westphal, Manpower 39. Phuong Tram, DuPont 40. Richard Adduci, Jr., Boston Scientific 41. Mike Crowe, Colgate-Palmolive 42. Timothy Theriault, Walgreens 43. Mark Boxer, Cigna 44. Mark Dajani, Mondelez International, Inc. (MDLZ) 45. Paul Moulton, Costco Wholesale 46. Sondra Barbour, Lockheed Martin 47. Christopher Heck, Duke Energy 48. Curt Garner, Starbucks 49. Rebecca Rhoads, Raytheon 50. Vic Bhagat, EMC 51. Nicholas Smither, Ford Motor Co. (F) 52. Gary Wimberly, Express Scripts Holding Company (ESRX) 53. Sandeep Bhakhri, EOG Resources, Inc. (EOG) 54. Les Ottolenghi, Las Vegas Sands Corp. (LVS) 55. Ellen Barker, Texas Instruments Inc. (TXN) 56. Randall Mott, General Motors Company (GM) 57. Mario Coll III, Anadarko Petroleum Corporation (APC) 58. Robert Carter, FedEx Corporation (FDX) 59. Randall Spratt, McKesson 60. Kathleen McElligott, Emerson Electric Co. (EMR) 61. Lakshman Charanjiva, NextEra Energy 62. Michael Benson, DIRECTV (DTV) 63. Randy Sloan, Southwest Airlines (LUV) 64. Jennifer Sepull, Kimberly-Clark 65. P. Rodney Blevins, Dominion Resources, Inc. (D) 66. Mark Huse, Kinder Morgan, Inc. (KMI) 67. William Krivoshik, Time Warner Inc.. (TWC) 68. Frank Boncimino, Time Warner Cable Inc. (TWC) 69. Barbara Koster, Prudential Financial 70. Paul Martin, Baxter International Inc. (BAX) 71. Marc Franciosa, Praxair 72. Michael Capone, Automatic Data Processing, Inc. (ADP) 73. Stewart McCutcheon, Ecolab Inc. (ECL) 74. Deborah Butler, Norfolk Southern Corporation (NSC) 75. Gerri Martin-Flickinger, Adobe Systems Inc. (ADBE) 76. Kevin Rhein, Wells Fargo 77. Thomas Adams, Reynolds American Inc. (RAI) 78. Bert Odinet, Freeport-McMoRan Inc. (FCX) 79. Byron Gaddis, Precision Castparts Corp. (PCP) 80. Bijoy Sagar, Stryker Corporation (SYK) 81. Marty Paslick, HCA Holdings, Inc. (HCA) 82. Patrick Webber, Deere & Company (DE) 83. Mike Martiny, General Mills, Inc. (GIS) 84. David Kline, Viacom 85. Sunil Garg, Exelon 86. William Blausey, Jr., Eaton Corporation plc (ETN) 87. Martin Schoenthaler, Archer-Daniels-Midland Company (ADM) 88. Martin Schneider, V.F. Corporation (VFC) 89. Chandra Venkataramani, Convergys Corporation 90. Colin Boyd, Johnson Controls Inc. (JCI) 91. Glenn Schneider, Discover Financial Services (DFS) 92. John Swieringa, DISH Network 93. Kevin Michaelis, Air Products & Chemicals Inc. (APD) 94. Alberto Ruocco, American Electric Power 95. Christopher Hjelm, Kroger 96. Julia Davis, AFLAC Inc. (AFL) 97. Stephanie Stewart, Pioneer Natural Resources Co. (PXD) 98. Patricia Morrison, Cardinal Health 99. Jay Kerley, Applied Materials, Inc. (AMAT) 100. Zhanna Golodryga, Hess Corporation (HES) 101. Cheryl Thomas, Valero Energy Corporation (VLO) 102. Sherry Aaholm, Cummins 103. Benjamin Williams, Devon Energy Corporation (DVN) 104. Donald Wehrly, Marathon Petroleum Corporation (MPC) 105. Atticus Tysen, Intuit Inc. 106. John Bruno, Aon plc (AON) 107. Bill Murphy, Hilton Worldwide Holdings Inc. (HLT) 108. Archana Deskus, Baker Hughes Incorporated (BHI) 109. Bruce McCullough, Marathon Oil Corporation (MRO) 110. James Schinski, PPL Corporation (PPL) 111. Bill Bradley, CenturyLink 112. David Wright, McGraw Hill Financial, Inc. (MHFI) 113. Brian Rice, Kellogg 114. Karen Austin, PG&E Corporation 115. Kyle Quinn, PACCAR Inc. (PCAR) 116. John Balboni, International Paper Company (IP) 117. George Davis, The Hershey Company 118. Thomas Farrington, Perrigo Company Public Limited Company (PRGO) 119. Tony Stoupas, Moody's Corporation (MCO) 120. Bruce Hoffmeister, Marriott International 121. Anil Cheriyan, SunTrust Banks, Inc. (STI) 122. Michael Smith, Mylan, Inc. (MYL) 123. Robert Edwards, United Continental Holdings 124. Dale Danilewitz, AmerisourceBergen 125. Mark Murphy, St. Jude Medical Inc. (STJ) 126. Ronald Griffin, AutoZone, Inc. (AZO) 127. David Harkness, Xcel Energy Inc. (XEL) 128. Alan Cullop, DaVita HealthCare Partners Inc. (DVA) 129. Clifford Skelton, Fiserv, Inc. 130. Julie Bushman, 3M 131. Paul Chapman, Gap 132. Robert Fields, Loews 133. Steve Hagood, Ingersoll-Rand Plc (IR) 134. Raymond Voelker, Progressive 135. Bennett Gaines, FirstEnergy Corp. (FE) 136. Zeeshan Sheikh, Entergy Corporation (ETR) 137. Stephen Little, Xerox 138. Gerrit Schutte, ConAgra Foods, Inc. (CAG) 139. Cathy Tompkins, Chesapeake Energy Corporation (CHK) 140. Steven Ambrose, DTE Energy Company (DTE) 141. William Halnon, Republic Services, Inc. (RSG) 142. Rhonda Gass, Stanley Black & Decker, Inc. (SWK) 143. Daniel Little, Nordstrom Inc. (JWN) 144. Jason Buechel, Whole Foods Market 145. Dave Cotteleer, Harley-Davidson, Inc. (HOG) 146. Joseph Spagnoletti, Campbell Soup Company (CPB) 147. Gary Cooper, Tyson Foods, Inc. (TSN) 148. Michael Naatz, Kansas City Southern (KSU) 149. Tom Farrah, Dr Pepper Snapple Group 150. Jamal Farhat, BorgWarner 151. Cynthia Stoddard, NetApp 152. Brien Brown, ONEOK Inc. (OKE) 153. Paul Pronsati, CA Technologies, Inc. (CA) 154. Michael Heim, Whirlpool 155. Lisa Baldwin, Tiffany & Co. (TIF) 156. Richard Smith, CarMax Inc. (KMX) 157. Kevin Cooney, Xilinx Inc. (XLNX) 158. Amy Brady, KeyCorp (KEY) 159. Sy Esfahani, MGM Resorts International 160. Jim Zetwick, Newmont Mining Corporation (NEM) 161. Heitor Goncalves, Burger King Holdings, Inc. 162. Diane Schwarz, Textron 163. Dale Asplund, United Rentals, Inc. (URI) 164. Michael Baresich, Ally Financial Inc. (ALLY) 165. Thomas Mahlke, CH Robinson Worldwide Inc. (CHRW) 166. Edmund Steinike, Coca-Cola Enterprises 167. Donna Justiss, Advance Auto Parts 168. Gary Hayes, CenterPoint Energy, Inc. (CNP) 169. Robert Taylor, Fluor 170. Don Goldstein, CBRE Group 171. Bob Worrall, NVIDIA Corporation 172. Christine Putur, Coach, Inc. (COH) 173. Jana Kanyadan, Mohawk Industries 174. Elizabeth Hackenson, AES 175. William Fisher, Polaris Industries Inc. (PII) 176. David Trimm, Hertz Global Holdings 177. Gordon Steele, Newell Rubbermaid 178. Jon Peters, PVH Corp. (PVH) 179. Mark Smith, American Water Works Company, Inc. (AWK) 180. Bask Iyer, Juniper Networks, Inc. (JNPR) 181. Kay Palmer, J.B. Hunt Transport Services, Inc. 182. David Webb, Equifax Inc. 183. Joshua Jewett, Family Dollar Stores Inc. (FDO) 184. Brian Rich, CMS Energy Corp. (CMS) 185. Paul Cheesebrough, News Corporation (NWS) 186. Lance Berberian, Laboratory Corp. of America 187. John David Thompson, Western Union 188. Mary Gendron, Hospira, Inc. 189. Doug Tracy, Computer Sciences 190. Stacey Goodman, CIT Group Inc. (CIT) 191. Marlee Perez, Tesoro Corporation (TSO) 192. Anne Schumann, Ashland Inc. (ASH) 193. Jessica Denecour, Varian Medical Systems, Inc. 194. Robert Dougherty, Airgas, Inc. 195. Dana Guzzo, Martin Marietta Materials Inc. (MLM) 196. Tom Conophy, Staples, Inc. (SPLS) 197. Christopher McClincy, Expeditors International of Washington Inc. (EXPD) 198. Ejaz Khan, Vulcan Materials Company (VMC) 199. Walter Curd, Maxim Integrated 200. Joseph Farrelly, Interpublic Group 201. Peter Sattler, International Flavors & Fragrances Inc. 202. Jeanne Moreno, Snap-on Incorporated (SNA) 203. Tony Bender, Energizer Holdings Inc. (ENR) 204. Cristina McQuistion, OGE Energy Corp. (OGE) 205. Steve Zoltick, Hasbro Inc. (HAS) 206. Michael Penny, Targa Resources Partners LP (NGLS) 207. Paul Stecher, Rock-Tenn Company (RKT) 208. Warren Kudman, Sealed Air 209. Henry Debnam, Harris Corporation (HRS) 210. Michael Goodwin, PetSmart 211. Patti Reilly-White, Darden Restaurants 212. Scott McKay, Genworth Financial, Inc. (GNW) 213. Joseph Surber III, AGL Resources Inc. (GAS) 214. Nicholas Colisto, Xylem Inc. (XYL) 215. Cora Carmody, Jacobs Engineering Group 216. Steve Brady, Dresser-Rand Group Inc. (DRC) 217. Cindy Nash, Windstream Holdings, Inc. (WIN) 218. Frank Glavin, Aramark 219. Maria Csiba-Womersley, Huntsman Corporation (HUN) 220. Lonny DiRusso, RPM International Inc. (RPM) 221. George Nelson, Toll Brothers, Inc. 222. Steve Phillips, Avnet 223. Paul Browne, Tenet Healthcare Corp. (THC) 224. Mary Lynne Perushek, Donaldson Company, Inc. (DCI) 225. Mark Showers, Reinsurance Group of America 226. Gerard Insall, Avis Budget Group, Inc. (CAR) 227. Gus Shahin, Flextronics International Ltd. (FLEX) 228. Gabriel Bruno, Lincoln Electric Holdings Inc. (LECO) 229. Kurt Schnieders, Dick's Sporting Goods Inc. (DKS) 230. Mark Yankowskas, Rockwood Holdings, Inc. (ROC) 231. Richard Gius, Atmos Energy Corporation 232. Vincent Melvin, Arrow Electronics, Inc. (ARW) 233. Jonathan Stevens, CDW Corporation (CDW) 234. Joe Schmitt, Pitney Bowes 235. Donald Imholz, Centene 236. Kevin Vasconi, Domino's Pizza, Inc. (DPZ) 237. Matt Lynch, Rite Aid 238. Randall Bednar, AO Smith Corp. (AOS) 239. William Klitgaard, Covance, Inc. 240. Keyvan Bohlooli, Ryder System, Inc. (R) 241. Steve McLaurin, Denbury Resources Inc. (DNR) 242. Curtis Brown, Dun & Bradstreet Corporation 243. Sheryl Fikse Bunton, AGCO Corporation (AGCO) 244. William Van Curen, NCR 245. Richard Hoffman, Avery Dennison Corporation (AVY) 246. Tom Andriola, UCOP 247. David Hubbard, Flowers Foods, Inc. (FLO) 248. Ramesh Nair, Ingram Micro 249. Gary Cantrell, Jabil Circuit Inc. (JBL) 250. Sandra Rapp, Timken Korn Ferry Executive Search Heidrick & Struggles Spencer Stuart Robert Half Executive Search Russell Reynolds Associates Egon Zehnder DHR International Boyden Management Recruiters International Stanton Chase  Lucas Group N2GROWTH Witt/Kieffer Major, Lindsey & Africa Signium International Kaye/Bassman International Isaacson, Miller Storbeck/Pimentel & Associates Cornerstone International Group CSI Executive Search  Koya Leadership Partners The Caldwell Partners International Spelman Johnson Vanderbloemen Search Group Brilliant Amrop Options Group Odgers Berndtson B.E. Smith Movement Search  Scion Staffing TRANSEARCH International The McCormick Group AIMS International Vaco The Execu|Search Group Joseph Chris Partners Homrich, Klein & Associates NGS Global 24 Seven Talent  FPC National Glocap Search True Search Global Recruiters Network Heller Search Associates Campbell & Company Charles Aris AC Lion Riviera Partners Parker + Lynch  Parker Executive Search Sheffield Haworth Preng & Associates Salveson Stetson Group Taylor Winfield Cejka Executive Search Diversified Search Alder Koten Kensington International Borderless Executive Search  The Oxbridge Group Schweichler Price Mullarkey & Barry Affinity Executive Search RSR Partners The Alexander Group Allen Austin Herbert Mines Associates Slayton Search Partners Daversa Partners Intellenet Executive Search  McDermott & Bull ZRG Partners Govig & Associates Tyler & Company Kirby Partners Harris Search Associates Force Brands Battalia Winston ON Partners CarterBaldwin  Vetted Solutions Alta Associates Cvpartners FPL Advisory Group Hobbs & Towne The Hunter Group Coulter Partners Brigham Hill Consultancy Development Guild DDI The Moran Company  Calibre One 20/20 Foresight Executive Search Development Resources Pearson Partners International Epsen Fuller & Associates JM Search Goldsmith & Co. BoardWalk Consulting Global Sage Sockwell Partners  Executive Staffing Solutions The QualiFind Group Koller Search Partners Grant Cooper Heyman Associates Capstone Coleman Lew + Associates Specialty Consultants Hanold Associates Howard Fischer Associates  Raines International Crist|Kolder Associates Howard-Sloan Search Curran Partners Morgan Samuels NorthWind Partners The Nautical Group O'Neill Consulting Group Anderson & Associates Chartwell Partners  Kaplan Partners Greenwood/Asher & Associates Canny, Bowen Fred W. Smithson Peak Sales Recruiting The Onstott Group Day & Associates Sam & Lori Associates Buffkin / Baker SEBA International  Catalyst Advisors Major Executive Search Parchman + Parchman Martens & Heads Executive Consultancy The McAulay Smith Firm MillicanSolutions Wilbanks Partners Thacher Executive Search Kaneko & Associates Strawn Arnold & Associates  The Horizon Group WTW Associates Ross & Company Bridgepoint Consulting SkyWater Search Partners Davenport Executive Search Reeder & Assoc. Greenwich Harbor Partners Carrington & Carrington Susan Goldberg Executive Search  Daubenspeck & Associates Francis & Associates Hodges Partners Gilbert Tweed International Dowd Associates Andcor Companies Eileen Finn & Associates Industrial Search Partners MIXTEC Group CareerSMITH  Bell Oaks Hawthorne Search Acadia Associates Grant/Morgan Associates The Everest Group Joseph David International/JDI Search Alliance Resource Consulting Lee Heagy & Company FlemingMartin Watanabe Nason  Genie Matthews & Associates Alexander & Collins Coley Company Simpson Associates The Quest Organization Brooke Chase Associates Herd Freed Hartz Lord Gurman & Lewis A la Carte International Harvard Group International  Career Brokers Elite Search Consultants Kiradjieff & Goode E.A. Hughes & Co. Linked Executive Search Sanford Rose Associatesl Sanford Rose Associatesl JP Canon Associates Management Search of Rhode Island CreativeSourcing  Whitney Partners Allegis Partners Intelligent Capital Management Action Management Services Cambridge Consulting Services Manhattan Resources Salvatore Balistreri Consulting Ramax Search Benchmark Executive Search Executive Search Partners  HardHatJobs Angott Search Group Abeln, Magy, Underberg & Associates Executives Unlimited Integrity Network Allen + Associates Executive Search Explore Company Coleman & Company Kelly & Company Capital TechSearch  Phoenix Group International Heads! Executive Consultancy Career Transitions PeopleFirst HR Solutions Cochran, Cochran & Yale Cranbrook Search Consultants AETHOS Consulting Group The Albrecht Group DRG Executive Search Consultants WilsonHCG  PrincetonOne Keller Augusta Partners Exceptional People International Hollander Horizon International Barbachano International Marketing Consultants Klein Hersh BSG Team Ventures R.H. Perry & Associates WorldBridge Partners  ASAP Talent Services Neumann Executive Search Partners Atlantic Group Electronic Search Polachi Access Executive Search hrQ High Country Search Group Parker Remick Egret Consulting Group Arete Partners  Cornerstone Search Group UrpanTech Dore Partnership Terra Search Partners Landing Point Search Group Adam James International The De Angelis Group Technifind International DataPath Search Heritage Partners   Base pay Signing bonus Annual incentive Guaranteed minimum annual incentive Stock options Discounted stock options Restricted stock Loan to purchase restricted stock Loan to pay taxes Loan to purchase home Forgiveness of loan(s) Normal employee benefits * Supplemental executive medical insurance Supplemental executive life insurance Supplemental executive retirement plan (SERP) Nonqualified deferred compensation plan Club memberships First-class air travel Financial/tax/estate planning services Legal planning services Use of company plane Company car College tuition for children Tax gross-ups for taxable benefits Golden parachute provisions Termination provisions
FINTECH

Emerging technologies accelerating the growth and acceptance of FinTech offerings are disrupting traditional financial service business models.  Integration of innovative offerings from FinTech firms internationally are creating domestic regulatory challenges.  In particular, competition in the payments space is creating for significant market disruption.







Allstate Insurance Co. Suren Gupta Exec. VP, Technology & Strategic Ventures Aflac Inc. Julia K. Davis Sr. VP of IT & CIO Esurance Insurance Services Inc. Arun Ganesan CTO The Progressive Group of Insurance Cos. Steven Broz CIO Securian Financial Group Jean Delaney Nelson Sr. VP & CIO Willis Towers Watson Arvin Bansal Director, Risk Management & Cyber Security Aetna Inc. Meg McCarthy Exec. VP, Operations & Technology Transamerica Corp. Gerard Rescigno CTO Fiserv Inc. Cliff Skelton Exec. VP & CIO USAA Jennifer Sepull Sr. VP & CIO Synchrony Financial Carol Juel Exec. VP & CIO Capital One Financial Robert Alexander CIO TransUnion Mohit Kapoor CIO & CTO TIAA Rahul Merchant Exec. VP & CIO PayPal Sri Shivananda VP, Global Platform & Infrastructure Inland Real Estate Investment Corp. Chong Huan CIO Principal Financial Group Inc. Gary Scholten Exec. VP & CIO Fannie Mae Bruce Lee CIO Janney Montgomery Scott LLC Robert Thielmann CIO First Horizon National Corp. Bruce Livesay CIO Blackstone William Murphy Sr. Managing Director & CTO SunTrust Banks Inc. Anil Cheriyan CIO Navy Federal Credit Union William F. Hills Exec. VP & CIO Wind River Systems Alameda, Calif. Computer Software Business Intelligence Fenton BMC Software Houston, Texas Computer Software Virtualization Settle Infosys Technologies Bangalore, Computer Software Virtualization Sybase Dublin, Calif. Computer Software Business Process Management (BPM) Jim Swartz CA Technologies Islandia, N.Y. Computer Software Web 2.0 Stephen Savage Symantec Mountain View, Calif. Computer Software Cloud computing services/SaaS David Thompson Informatica Redwood City, Calif. Computer Software Collaboration tools Tony Young Intuit, Inc. Mountain View, Calif. Computer Software Cloud Computing Services or Software as a Service (SaaS) Sasan Goodarzi Informatica Redwood CIty, Calif. Computer Software Content or Document Management Tony Young Constant Contact, Inc. Waltham, Mass. Computer Software Collaboration Tools John Walsh Software AG Reston, Va. Computer Software Business Intelligence Mighael Botha Red Hat, Inc. Raleigh, N.C. Computer Software Collaboration Tools Lee Congdon BMC Software, Inc. Houston, Texas Computer Software Collaboration Tools Mark Settle Cognizant Technology Solutions Teaneck, N.J. Computer Software Business Intelligence Sukumar Rajagopal Sungard Availability Services Wayne, Pa. Computer Software Business Intelligence Nick Magliato AVS Embedded Systems, Inc. Union City, Calif. Computer Software Collaboration Tools Sharat Airani Cognizant Technology Solutions Corp. Teaneck, N.J. Computer Software Business Process Management Vishnu Potty Deltek, Inc. Herndon, Va. Computer Software Cloud Computing Services or Software as a Service (SaaS) Deborah Fitzgerald Siemens PLM Software Plano, Texas Computer Software Business Process Management Craig J. Berry Tarmin, Inc. Boston, Mass. Computer Software Business Intelligence Shahbaz Ali IBM Armonk, N.Y. Computer Software Mobile or Wireless Jeff Smith Cognizant Technology Solutions Corp. Teaneck, N.J. Computer Software Security Technologies Vishnu Potty Cadence Design Systems San Jose, Calif. Computer Software Engineering, Research & Development, Sales Neil Kole Symantec Corporation Mountain View, Calif. Computer Software Customer Service or Support, Order Processing or Fulfillment, Sales Sheila Jordan Wipro Ltd. Bangalore, India Computer Software Human Resources, Order Processing or Fulfillment, Sales Raja Ukil NetApp, Inc. Sunnyvale, Calif. Computer Hardware/Software. Cloud Computing Services or Software as a Service (SaaS) Cynthia Stoddard Hewlett-Packard Palo Alto, Calif. Computer Hardware Network Mott Wind River Systems Alameda, Calif. Computer Hardware BPM Fenton Dell Round Rock, Texas Computer Hardware Portals Johnson NetApp Sunnyvale, Calif. Computer Hardware ERP Levinson Motorola Schaumburg, Ill. Computer Hardware Alignment Leslie Jones EMC Hopkinton, Mass. Computer Hardware Server virtualization Sanjay Mirchandani NetApp Sunnyvale, Calif. Computer Hardware Web 2.0 Marina Levinson NetApp Sunnyvale, Calif. Computer Hardware Business process management Marina Levinson Intel Santa Clara, Calif. Computer Hardware Business intelligence Diane Bryant Advanced Micro Devices Sunnyvale, Calif. Computer Hardware Cloud computing services/SaaS Mike Wolfe Dell Round Rock, Texas Computer Hardware Business intelligence Robin Johnson Intel Corp. Santa Clara, Calif. Computer Hardware Mobile or Wireless Kim Stevenson EMC Corp. Hopkinton, Mass. Computer Hardware Enterprise Resource Planning (ERP) Sanjay Mirchandani Intel Corp. Santa Clara, Calif. Computer Hardware Business Intelligence Kim Stevenson Cisco Systems, Inc. San Jose, Calif. Computer Hardware Mobile or Wireless Rebecca Jacoby EMC Corp. Hopkinton , Mass. Computer Hardware Business Intelligence Vic Bhagat Intel Corp. Santa Clara , Calif. Computer Hardware Business Intelligence Kim Stevenson Dell Inc. Round Rock, Texas Computer Hardware Business Intelligence or Data Analytics Paul J. Walsh Dell Round Rock, Texas Computer Hardware Customer Service or Support Scott Pittman Hewlett Packard Enterprise Palo Alto, Calif. Computer Hardware IT Scott Spradley Intel Corporation Santa Clara, Calif. Computer Hardware Sales Kim Stevenson International Business Machines Armonk, N.Y. Business/Management Services Enterprise architecture Jeanette Horan TemPositions Group of Companies New York, Business services/consulting Data Warehouse Kevin Delaski Sodexo Gaithersburg, Md. Business services/consulting Data Warehouse Tony Tocco Reed Technology & Information Services Horsham, Penn. Business services/consulting Business Process Management (BPM) David Ballai ExamWorks Atlanta, Business services/consulting Enterprise architecture Kevin Kozlowski CrossCom National Buffalo Grove, Ill. Business services/consulting Business Process Management (BPM) Timothy Walter Accenture Dublin, Ireland Business services/consulting Enterprise architecture Frank Modruson Booz Allen Hamilton McLean, Va. Business services/consulting Open source Frank S. Smith, III Parago Lewisville, Texas Business services/consulting Knowledge Management (KM) Bob Freeburg Accenture New York, NY Business Services Technology/Infrastructure/Network/Internet Modruson Unisys Blue Bell, Pa. Business Services Technology/Applications/KM Kern IBM Armonk, N.Y. Business Services Knowledge Management Hennessy Earth Class Mail Seattle, Business Services Databases Irvine Accenture , Business Services Collaboration Modruson Pitney Bowes Stamford, Conn. Business Services CRM Buoncontri Reed Technology & Information Services Horsham, Penn. Business Services BPM Ballai Firstsource Solutions Mumbai, Business Services Virtualization Dalal PricewaterhouseCoopers New York, N.Y. Business Services Document Management Fulton Pinnacle Technical Resources Dallas, Texas Business Services BI Fowler IBM Armonk, N.Y. Business Services Collaboration Hennessy Parsons Corp. Pasadena, Calif. Business or Management Services (including Consulting). Cloud Computing Services or Software as a Service (SaaS) Scott Carl IBM Armonk, NY Business or Management Services (including Consulting) Business Intelligence Jeanette Horan Cognizant Technology Solutions Teaneck, N.J. Business or Management Services (including Consulting) Collaboration Tools Sukumar Rajagopal Accenture Dublin, Ireland Business or Management Services (including Consulting) Collaboration Tools Frank Modruson Edenred USA Newton, Mass. Business or Management Services (including Consulting) Customer Service or Customer Relationship Management (CRM) Niraj Jetly Dun & Bradstreet Credibility Corp. Malibu, Calif. Business or Management Services (including Consulting) Cloud Computing Services or Software as a Service (SaaS) Aaron Stibel IBM Armonk, N.Y. Business or Management Services (including Consulting) Cloud Computing Services or Software as a Service (SaaS) Jeanette Horan ARI Mount Laurel, N.J. Business or Management Services (including Consulting) Business Intelligence Steve Haindl Accenture Dublin, Ireland Business or Management Services (including Consulting) Collaboration Tools Frank Modruson Clarus Marketing Group, Inc. Middletown, Conn. Business or Management Services (including Consulting) Business Intelligence Nathan Dudek Flo-Tech Middletown, Conn. Business or Management Services (including Consulting) Databases or Data Warehouse Joe Miller eClerx Services, Ltd. Mumbai, India Business or Management Services (including Consulting) Business Intelligence Sanjay Kukreja Accenture Dublin, Ireland Business or Management Services (including Consulting) Collaboration Tools Andrew Wilson Agero, Inc. Medford, Mass. Business or Management Services (including Consulting) Mobile or Wireless Mark Carbrey Accenture Dublin, Ireland Business or Management Services (including Consulting) Engineering, IT Andrew Wilson Avanade Seattle, Wash. Business or Management Services (including Consulting) IT Bob Bruns Nielsen New York, N.Y. Business or Management Services (including Consulting) Marketing, Research & Development, Sales James Powell Servpro Industries, Inc. Gallatin, Tenn. Business or Management Services (including Consulting) Customer Service or Support, IT, Marketing Jeff Fields VTM Group Beaverton, Ore. Business or Management Services Collaboration Tools Travis Luckey Enterprise Integration Jacksonville, Fla. Business or Management Services Business Intelligence or Data Analytics Kevin Batchelor Amalgamated Security Services Ltd., Geographic Information Systems Unit Tunapuna, Trinidad & Tobago Business or Management Services Business Intelligence or Data Analytics Ewart DeNoon Accenture Dublin, Ireland Business or Management Services Collaboration Tools Andrew Wilson Equity Derivatives Equity Options Equity Index Options Equity Index Futures Equity Forward Equity Swap Equity Variance Swap Equity Volatility Swap Equity Variance Option Equity Volatility Option Equity Warrants Equity Convertibles Equity Convertible Swaps Equity Convertible Preferreds Interest Rate Derivatives Bond Futures Interest Rate Futures Futures on Swaps Options on Bond Futures Options on Interest Rate Futures Interest Rate Swap Cross-Currency Swap Bond Forwards FRA – Floating Rate Agreements Structured Products (Notes/Bonds/Bills) FX Derivatives FX Futures FX Forwards FX Listed Options FX OTC Options Currency-linked Notes Currency Swaptions Credit Derivatives Credit Default Swap- Single Names Credit Default Swap – Basket Credit Default Swap – Index
CUSTOMER LOYALTY

Market disruptions are creating consumer retention challenges.  Increase is consumer loyalty campaigns are required. Investments in CRM systems and big data are providing clients a clear view of customer life cycle, satisfaction and loyalty.









Aon plc Gregory C. Case J P Morgan Chase & Co James Dimon BlackRock Laurence D. Fink Chubb Limited New Evan G. Greenberg SL Green Realty Corporation Marc Holliday Centene Corporation Michael F. Neidorff Morgan Stanley James P. Gorman Aflac Daniel P. Amos Goldman Sachs Group Lloyd C. Blankfein Humana Bruce D. Broussard The Charles Schwab Corporation Walter W. Bettinger Bank Of New York Mellon Corporation Gerald L. Hassell Aetna Mark T. Bertolini Affiliated Managers Group Sean M. Healey American Express Company K.I. Chenault Capital One Financial Corporation Richard D. Fairbank AMERIPRISE FINANCIAL SERVICES, INC. James M. Cracchiolo Anthem Joseph R. Swedish Bank of America Corporation Brian T. Moynihan MetLife Steven A. Kandarian Prologis Hamid Moghadam U.S. Bancorp Richard K. Davis Nasdaq Robert Greifeld Cigna Corporation David M. Cordani State Street Corporation Joseph L. Hooley Invesco Plc Martin L. Flanagan UnitedHealth Group Stephen J. Hemsley Regions Financial Corporation O. B. Grayson Hall Allstate Corporation Thomas J. Wilson Welltower Thomas J. Derosa Citigroup Michael Corbat Lincoln National Corporation Dennis R. Glass Simon Property Group David Simon PNC Financial Services Group William S. Demchak Macerich Company Arthur M. Coppola Wells Fargo & Company Timothy J. Sloan GGP Sandeep Mathrani Equity Residential David J. Neithercut XL Group Ltd. Michael McGavick American International Group Peter D. Hancock American Tower Corporation (REIT) James D. Taiclet Franklin Resources Gregory E. Johnson BB&T Corporation Kelly S. King The Travelers Companies Alan D. Schnitzer Vornado Realty Trust Steven Roth Public Storage Ronald L. Havner . Northern Trust Corporation Frederick H. Waddell Equinix Stephen Smith E*TRADE Financial Corporation Paul T. Idzik Intercontinental Exchange Jeffrey C. Sprecher Weyerhaeuser Company Doyle R. Simons Synchrony Financial Margaret Keane Hartford Financial Services Group Christopher Swift Boston Properties Owen D. Thomas Comerica Ralph W. Babb CME Group Terrence A. Duffy Ventas Debra A. Cafaro Federal Realty Investment Trust Donald C. Wood Host Hotels & Resorts W. Edward Walter Citizens Financial Group Bruce Van Saun Marsh & McLennan Companies Peter Zaffino T. Rowe Price Group William J. Stromberg Kimco Realty Corporation Conor C. Flynn Willis Towers Watson Public Limited Company Dominic Casserley Principal Financial Group Daniel J. Houston Huntington Bancshares Stephen D. Steinour Discover Financial Services David W. Nelms Iron Mountain William L. Meaney Realty ome Corporation John P. Case Unum Group Thomas R. Watjen Digital Realty Trust A. William Stein SunTrust Banks William H. Rogers KeyCorp Beth E. Mooney Assurant Alan B. Colberg Fifth Third Bancorp Greg D. Carmichael Crown Castle International Corporation Jay A. Brown Progressive Corporation Susan Patricia Griffith AvalonBay Communities Timothy J. Naughton Navient Corporation Jack Remondi Torchmark Corporation Gary L. Coleman Apartment Investment and Management Company Terry Considine Loews Corporation James S. Tisch United Dominion Realty Trust Thomas W. Toomey HCP Michael D. McKee Arthur J. Gallagher & Co. Pat Gallagher CBRE Group Robert E. Sulentic People's United Financial John P. Barnes Cincinnati Financial Corporation Steven J. Johnston Essex Property Trust Michael J. Schall Mid-America Apartment Communities H. Eric Bolton M&T Bank Corporation Robert G. Wilmers Extra Space Storage Spencer F. Kirk Zions Bancorporation Harris H. Simmons Park National Corporation David L. Trautman Berkshire Hathaway Warren E. Buffett Karenann Terrell Wal-Mart Stores, Inc. EVP and CIO Michael Brown ExxonMobil Corporation VP, Global IT Organization Niall O'Connor Apple Inc. CIO Unavailable as of 9/1/16 Berkshire Hathaway Inc. Kathy McElligott McKesson Corporation EVP, CIO and CTO Gary Jeter UnitedHealth Group, Inc. VP, Information Technology Stephen Gold CVS Health EVP and CIO Randall Mott General Motors Corporation SVP, Global Information Technology and CIO Marcy Klevorn Ford Motor Company VP and CIO Krish Prabhu AT&T Inc. CTO Jim Fowler GE Company (General Electric Co.) CIO Dale Danilewitz AmerisourceBergen EVP and CIO Roger Gurnani Verizon Communications Inc. EVP and Chief Information and Technology Architect Joseph Geagea Chevron Corporation EVP, Technology, Projects and Services Paul Moulton Costco Wholesale Corporation EVP and CIO Bruce Lee Fannie Mae SVP, Operations and Technology Christopher Hjelm Kroger Company EVP and CIO Werner Vogels Amazon.com, Inc. Vice President and Chief Technology Officer Anthony Roberts Walgreens Boots Alliance, Inc. SVP and Global CIO Shane Wall HP Inc. CTO and Director, HP Labs Patricia Morrison Cardinal Health, Inc. EVP, Customer Support Services and CIO Neal Sample Express Scripts Inc. SVP and CIO Dana Deasy JPMorgan Chase & Co CIO Theodore Colbert III Boeing Company SVP, Information & Analytics and CIO Jim DuBois Microsoft Corporate VP and CIO Catherine Bessant Bank of America Corporation Chief Operations and Technology Officer Scott Dillon Wells Fargo & Company EVP, CTO and Head of Technology Infrastructure Services Matthew Carey Home Depot EVP and CIO Don Callahan Citigroup Inc. Head of Operations and Technology Merl Lindstrom Phillips 66 Company VP, Technology Jeff Smith IBM Corporation Global CIO Cheryl Thomas Valero Energy Corporation VP and CIO Thomas Miller Anthem, Inc. CIO Linda Clement-Holmes Procter & Gamble Company CIO Mark Oakley State Farm Mutual Automobile Insurance Systems VP and CIO Benjamin Fried Alphabet VP and CIO, Google Inc. Scott Alcott Comcast Corporation CIO Mike McNamara Target Corporation EVP and CIO Stuart McGuigan Johnson & Johnson CIO Martin Lippert MetLife Inc. EVP and Head, Global Technology and Operations Todd Werpy Archer Daniels Midland Company SVP and CTO Donald Wehrly Marathon Petroleum Corporation VP and CIO Robert Lux Freddie Mac EVP and CIO Jody Davids PepsiCo Inc. SVP and Global CIO Vince Campisi United Technologies Corporation SVP, Digital and CIO Margaret McCarthy Aetna Inc. EVP, Operations and Technology Paul Ramsay Lowe's Companies, Inc. CIO Juan Perez United Parcel Service (UPS) CIO Philip Fasano American International Group Inc. EVP and CIO Barbara Koster Prudential Financial, Inc. SVP and CIO Paula Tolliver Intel Corporation VP and CIO Brian LeClaire Humana Inc. SVP and CIO Susan O'Day Walt Disney Company EVP, Enterprise Technology and CIO Guillermo Diaz, Jr Cisco Systems, Inc. SVP and CIO Jeffrey Keisling Pfizer Inc. SVP and CIO Melanie Kalmar Dow Chemical Company CIO Wayne Shurts SYSCO Corporation EVP and CTO Robert Carter FedEx Corporation EVP, FedEx Information Services, and CIO Julie Lagacy Caterpillar Inc. CIO and VP, Global Information Services Anne Mullins Lockheed Martin Corporation CIO and Corporate VP, Enterprise Business Services Michael Del Secolo New York Life Insurance Company SVP and CTO Alan Boehme Coca-Cola Company CTO, Chief Innovation Officer and Chief Architect, Global IT P. Martin Paslick HCA Holdings, Inc. SVP and CIO Ramesh Nair Ingram Micro Inc. EVP and CIO James Pierson Energy Transfer Partners VP, IT Gary Cooper Tyson Foods Inc. SVP and CIO Maya Leibman American Airlines Group Inc. EVP and CIO Rahul Samant Delta Air Lines SVP and CIO Michael Keller Nationwide Mutual Insurance Company EVP and CIO Jeffrey Augustin Johnson Controls, Inc. VP and CIO Colleen Dunn Best Buy Co., Inc. SVP, IT and CIO Clark Golestani Merck & Co. EVP and CIO James McGlennon Liberty Mutual Insurance Company EVP and CIO R. Martin Chavez Goldman Sachs Group, Inc. CIO Krishna Mikkilineni Honeywell International Inc. SVP, Engineering, Operations and IT Robert Casale Massachusetts Mutual Life Insurance EVP and CIO Mark Sunday Oracle Corporation SVP and CIO Christopher Randazzo Morgan Stanley CIO and Managing Director Mark Boxer CIGNA Corporation EVP and Global CIO Linda Jojo United Continental Holdings, Inc. EVP and CIO Suren Gupta Allstate Corporation EVP, Enterprise Technology and Strategic Ventures Rahul Merchant TIAA EVP and CIO Robert Wetzeler INTL FCStone Inc. Global Head, Information Technology David Black CHS Inc. SVP and CIO Marc Gordon American Express Company EVP and CIO Mark Hill Gilead Sciences, Inc. CIO Laurie Douglas Publix Super Markets SVP, CIO and Chief Security Officer S. Daniel Johnson General Dynamics Corporation EVP, Information Systems & Technology and President Mark Beyerly TJX Companies, Inc. EVP and CIO Michael Pfiste ConocoPhillips CIO Jim Scholefield Nike Inc. CIO Massoud Sedigh World Fuel Services Corporation SVP and CIO Ashish Khandpur 3M Company SVP, Research and Development and CTO Mark Dajani Mondelez International, Inc. SVP, Business Services and CIO Michael Koehler Exelon Corporation SVP, Chief Information and Chief Digital Officer Marc Cacciola Twenty-First Century Fox, Inc. VP, Technology and Operations John May Deere & Company President, Agricultural Solutions and CIO Blane Peery Tesoro Corporation VP, Process Excellence and CIO Mitch Klaif Time Warner Inc. SVP and CIO Timothy Schaefer Northwestern Mutual Life Insurance EVP, Client and Digital Experience Phuong Tram DuPont (E.I. du Pont de Nemours and Co.) VP, IT and CIO Steven Phillips Avnet Inc. SVP and CIO Robert Harrison Macy's, Inc. Chief Omnichannel Officer Paul Flynn Enterprise Products Partners LP SVP and CIO Madelyn Lankton Travelers Companies, Inc. EVP and CIO, Enterprise Operations and eBusiness Patrick Brunel Philip Morris International Inc. SVP and CIO Steve Rempel Rite Aid Corporation SVP and CIO John Tonnison Tech Data Corporation EVP and CIO Frank Liberio McDonald's Corporation SVP and Global CIO Mary Gendron Qualcomm Inc. SVP and CIO Ravi Krishnaswami Sears Holdings Corporation VP, Technology Robert Alexander Capital One Financial Corporation EVP, CIO and Head, Enterprise Customer Management Mary Krakauer EMC Corporation EVP, Enterprise Business Solutions and CIO Jennifer Sepull United Services Automobile Association SVP, Information Services, and CIO Christopher Heck Duke Energy Corporation VP and CIO Unavailable as of 9/1/16 Time Warner Cable Inc. Ken Braud Halliburton Company SVP and CIO Shawn Purvis Northrop Grumman Corporation VP and CIO Vincent Melvin Arrow Electronics, Inc. SVP and CIO Kevin Neifert Raytheon Company CIO Alfred Lindseth Plains All American Pipeline, L.P. SVP, Technology, Process & Risk Management Keith Rohland US Foods, Inc. CIO Mike Carlin AbbVie VP, Information Technology Mark Brooks Centene Corporation SVP and CIO Manish Shah Community Health Systems Inc. SVP and CIO Mark Husnick Alcoa, Inc. CIO Tommy S. Joseph International Paper Company SVP, Manufacturing & Technology, EHS&S, and Global Sourcing Jake Fritz Emerson Electric Company VP and CIO Lynden Tennison Union Pacific Corporation SVP and CIO Spencer Mott (Interim) Amgen Inc. Interim CIO and CISO Jeffry Gillern US Bancorp Vice Chairman, Technology and Operations Services Tom Conophy Staples, Inc. EVP and CIO Jesper Frederiksen Danaher Corporation VP & CIO and President Danaher Labs Michael Heim Whirlpool Corporation Corporate VP and CIO Julia Davis Aflac Inc. SVP and CIO Allan Stejskal AutoNation Inc. CIO Steve Broz Progressive Corporation CIO Nancy Berce Abbott Laboratories VP, Business and Technology Services Ryan Boone Dollar General Corporation SVP and CIO Paul Browne Tenet Healthcare Corporation SVP, Applied Clinical Informatics and CIO Aarti Shah Eli Lilly and Company SVP and CIO COUNTRY C Randall Sloan Southwest Airlines SVP and CIO Richard Hook Penske Automotive Group, Inc. SVP and CIO, Penske Automotive Group, Inc. Ram Chandrashekar ManpowerGroup EVP, Operational Excellence and IT and President, Asia Pacific Ratnakar Lavu Kohl's Corporation CTO Gerri Martin-Flickinger Starbucks Corporation EVP and CTO Lily Ley PACCAR Inc. General Manager and CIO Sherry Aaholm Cummins Inc. VP and CIO Charles Whitaker Altria Group, Inc. SVP, Human Resources, Compliance & Information Services Stephen Little Xerox Corporation Corporate VP and CIO Suja Chandrasekaran Kimberly-Clark Corporation CIO William Bloom Hartford Financial Services Group, Inc. EVP, Operations and Technology Francesco Tinto Kraft Heinz Company Global CIO Robert Rinnan Lear Corporation VP, Information Technology, Global Manufacturing Operations Robert Taylor Fluor Corporation SVP, Information Technology and CIO Thomas Peck, Jr. AECOM Technology SVP and CIO Timothy Campos Facebook CIO and VP, Information Technology Gary Cantrell Jabil Circuit Inc. SVP and CIO Aamir Hussain CenturyLink, Inc. EVP and CTO Randy Burdick SUPERVALU INC. EVP and CIO Michael Martiny General Mills Inc. VP, Global Business Solutions and CIO Martin Davis Southern Company EVP and CIO Lakshman Charanjiva NextEra Energy, Inc. VP and CIO, Florida Power & Light Company Joseph Beery Thermo Fisher Scientific Inc. SVP and CIO Alberto Ruocco American Electric Power Company Inc. VP and CIO Karen Austin PG&E Corporation SVP, Information Technology and CIO Jennifer Kingham NGL Energy Partners LP. CIO Paul von Autenried Bristol-Myers Squibb Company SVP, Enterprise Services and CIO Sherry Kelly-Neubert Goodyear Tire & Rubber Company VP and CIO Unavailable as of 9/1/16 Nucor Corporation Debbie Guild PNC Financial Services Group, Inc. CTO Unavailable as of 9/1/16 Health Net Inc. Trevor Schulze Micron Technology Inc. VP, Information Systems and CIO Michael Crowe Colgate-Palmolive Company CIO Bertrand Odinet Freeport-McMoRan Inc. VP and CIO Gerrit Schutte ConAgra Foods, Inc. SVP and CIO Paul Chapman Gap Inc. CIO Archie Deskus Baker Hughes Inc. VP and CIO Suresh Kumar Bank of New York Mellon Corporation Senior EVP and CIO Joshua Jewett Dollar Tree Stores Inc. CIO Jason Buechel Whole Foods Market EVP and CIO David Bem PPG Industries Inc. VP, Science and Technology and CTO Gregory Miller Genuine Parts Company SVP and CIO Dustin Goodwin Icahn Enterprises VP, Corporate Technology and Cybersecurity Terry West Performance Food Group SVP and CIO Craig Cuyar Omnicom Group Inc. Global CIO Rob Dravenstott DISH Network Corporation SVP and CIO Bennett Gaines FirstEnergy Solutions Corporation SVP, Corporate Services and CIO, FirstEnergy Service Company James Swanson Monsanto Company CIO Elizabeth Hackenson AES Corporation, The SVP, Technology & Services and CIO Shamim Mohammad CarMax Inc. SVP and CIO Unavailable as of 9/1/16 National Oilwell Varco Inc. Donna Benefield NRG Energy Inc. SVP, Information Technology Steven Campbell Western Digital Corporation EVP and CTO "Bruce Hoffmeister Todd Hale Daniel Little Mark Huse Neal Bronzo Alan Cullop Richard Hopfer" "Marriott International Office Depot, Inc. Nordstrom Inc. Kinder Morgan Inc. ARAMARK Corporation DaVita Healthcare Partners Inc. Molina Healthcare Inc." "Global Chief InformationDOIffiDceYr EVP and CIO VP and CIO SVP and CIO SVP and CIO CIO" "Darren Ghanayem Douglas Rousso Rajat Taneja Kenneth Solon Stewart McCutcheon Brian Rice" "WellCare Health Plans CBS Corporation Visa Inc. Lincoln National Corporation Ecolab Inc. Kellogg Company" "SVP and CIO SVP and CTO EVP, Technology EVP, CIO and Head, Administrative Services EVP and CIO SVP, CIO and Global Business Services" Chad Lindbloom C.H. Robinson Worldwide, Inc. CIO COUNTRY Diane Schwarz Textron Inc. Vice President and CIO Herb Hofmann LOEWS Corporation VP, Information Technology Mike Parisi Illinois Tool Works Inc. VP, Information Technology Gary Gulmon SYNNEX Corporation SVP and CIO David Kline Viacom Inc. CTO Nellson Burns HollyFrontier Corporation VP, Information Technology Michael Macrie Land O'Lakes Inc. SVP and CIO Benjamin Williams Devon Energy Corporation VP and CIO Richard Loew PBF Energy CIO Michelle Wells Yum! Brands, Inc. VP, Finance & Corporate IT Ellen Barker Texas Instruments Inc. CIO Jonathan Stevens CDW Corporation SVP, Operations and CIO Gautam Roy Waste Management Inc. VP, Information Technology E. Scott Gilbert Marsh & McLennan Companies, Inc. CIO Cathy Tompkins Chesapeake Energy Corporation SVP, IT and CIO William Eline Parker Hannifin Corporation VP and CIO Ioannis Charalambous Occidental Petroleum Corporation VP and CIO Dean Del Vecchio Guardian Life Insurance Company SVP, CIO and Head, Enterprise Services, Guardian Life Insurance Ron Guerrier Farmers Insurance Group CIO Therace Risch J. C. Penney Company, Inc. EVP and CIO Manuel Cancel Consolidated Edison, Inc. VP, Information Resources and CIO Debashis Chatterjee Cognizant Technology Solutions EVP and President, Technology Solutions Martin Schneider VF Corporation VP and CIO Randy Kupper Ameriprise Financial Inc. EVP and CIO Erich Windmuller II Computer Sciences Corporation CIO Steven Stone L Brands, Inc. EVP and CIO Barbie Bigelow Jacobs Engineering Group Inc. SVP and CIO Gary Scholten Principal Financial Group, Inc. EVP and CIO Todd Rayborn Ross Stores, Inc. SVP and CIO Robert Claybrook Bed Bath & Beyond Inc. VP and CIO Kathleen Brandt CSX Corporation SVP and CIO Phil Newmoyer Toys R Us Inc. SVP and CIO Unavailable as of 9/1/16 Las Vegas Sands Corp. Unavailable as of 9/1/16 Leucadia National Corporation P. Rodney Blevins Dominion Resources Inc. SVP and CIO Charles Balawajder US Steel Corporation VP and CIO Ray DeLuke L-3 Communications Holdings, Inc. VP, IT and CIO Unavailable as of 9/1/16 Edison International Zeeshan Sheikh Entergy Corporation VP and CIO Vipul Nagrath Automatic Data Processing, Inc. (ADP) Global CIO Christopher Augustin First Data Corporation SVP and CIO Kfir Godrich BlackRock Inc. Managing Director and Global Head, Technology Paul Stecher WestRock Company SVP and CIO Gary Baxter Voya Financial, Inc. CIO Thomas Lucas Sherwin-Williams Company CIO Bill Murphy Hilton Worldwide CIO Kenneth O'Brien R.R. Donnelley & Sons Company EVP and CIO Rhonda Gass Stanley Black & Decker, Inc. VP and CIO David Harkness Xcel Energy Inc. VP and CIO Charles Jarrett Murphy USA VP, Information Technology and CIO Mandy Edwards CBRE Group Inc. Global CIO Rick Rawlings D.R. Horton Inc. VP and CIO Denise Clark Estee Lauder Companies Inc. SVP and Global CIO Earl Newsome Praxair Inc. VP and CIO Adriana Karaboutis Biogen, Inc. EVP, Technology and Business Solutions Antoine Shagoury State Street Corporation EVP and Global CIO Katherine Miller Unum Group SVP and CIO Unavailable as of 9/1/16 Reynolds American Inc. James Druzbik Group 1 Automotive Inc. VP, Information Systems James A. Harding Henry Schein Inc. SVP and CTO Tyler Best Hertz Global Holdings, Inc. EVP and CIO Cindy Earhart Norfolk Southern Corporation EVP, Administration and CIO Mark Showers Reinsurance Group of America, Inc. EVP and CIO Joseph Santamaria Public Service Enterprise Group Inc. VP, Information Technology and CIO Barbara Duck BB&T Corporation Senior EVP and CIO Steven Ambrose DTE Energy Company VP and CIO Robert Lewis Assurant Inc. SVP and CIO Jeff Lamoreaux Global Partners LP CIO Delaney Bellinger Huntsman Corporation VP and CIO Richard Pierle Becton, Dickinson and Company VP and CIO Jeff Nichols Sempra Energy Company Director of Information Security and Information Management Ronald Griffin AutoZone Inc. SVP and CIO, Customer Satisfaction Terry Kline Navistar International Corporation SVP and CIO Byron Gaddis Precision Castparts Corp VP and CIO Glenn Schneider Discover Financial Services EVP and CIO Unavailable as of 9/1/16 Liberty Interactive Corporation Unavailable as of 9/1/16 W.W. Grainger Inc. Paul Martin Baxter International Inc. Corporate VP and CIO Bijoy Sagar Stryker Corporation VP and CIO Alyssa Budraitis Air Products and Chemicals Inc. VP and CIO Blake Larsen Western Refining Inc. VP, Information Technology and CIO Michael Nelson Universal Health Services Inc. VP and CIO Richard Mears Owens & Minor Inc. SVP and CIO Jay Carlson Charter Communications, Inc. SVP, IT and CIO Andy Paisley Advance Auto Parts Inc. SVP and CIO Edward McLaughlin MasterCard Inc. CIO Jay Kerley Applied Materials, Inc. Group VP and CIO Keith Sturgill Eastman Chemical Company VP and CIO, Information Technology and Corporate Six Sigma Christopher Maritato Sonic Automotive Inc. VP, Business Technology Michael Baresich Ally Financial Inc. (Formerly GMAC ) CIO James Maxey CST Brands, Inc. VP and CIO Dan Morales eBay Inc. CIO Laura Lete Lennar Corporation CIO Michael Cooper GameStop Corporation SVP, Information Technology Sue Borchers Reliance Steel & Aluminum Company CIO Mark Vaupel Hormel Foods Corporation VP, Information Technology Services Richard Williams Celgene Corporation SVP and CIO George Reichert Genworth Financial Inc. CIO Bradley Strock PayPal Holdings, Inc. CIO Koby Avital Priceline Group Inc. CTO, Priceline.com Sy Esfahani MGM Resorts International SVP, IT and CIO Jonas Hård Autoliv, Inc. VP and Group CIO John Crowley Fidelity National Financial Inc. CIO William Halnon Republic Services, Inc. SVP and CIO Mark Clark Corning Inc. CIO Kris Lappala Peter Kiewit Sons' Inc. CIO Erik Viens Univar Inc. SVP and CIO Doug Mills Mosaic Company VP and CIO Amin Noormohamed Core-Mark Holding Company, Inc. VP and CIO Paul Mueller Thrivent Financial for Lutherans CIO Unavailable as of 9/1/16 Cameron International Corporation Bradford Cowles HD Supply CIO Daniel Abramowicz Crown Holdings, Inc. EVP, Corporate Technology and Regulatory Affairs Sandeep Bhakhri EOG Resources Inc. VP and CIO Dave Hudson Veritiv Corporation CIO Mario Coll, III Anadarko Petroleum Corporation SVP, Information Technology Services and CIO Ido Gileadi Fidelity National Information Services (FIS) CIO Barry Cohen Asbury Automotive Group Inc. VP and CIO Zhanna Golodryga Hess Corporation SVP, Services and CIO Melvin Kirk Ryder System Inc. SVP and CIO Adam Rimmer Terex Corporation VP, Global Information Technology Esat Sezer Coca-Cola European Partners plc CIO Unavailable as of 9/1/16 Auto-Owners Insurance Group Keith Sherwell Cablevision Systems Corporation CIO Sheila Jordan Symantec Corporation SVP and CIO Timothy Heier Charles Schwab Corporation EVP and CTO John Arcuri Calpine Corporation VP and IT Information Officer Brian Rich CMS Energy Corporation SVP, Customer Experience and CIO Collin Harrison Alliance Data Systems Corporation VP, Finance and Information Technology Eash Sundaram JetBlue Airways Corporation EVP and CIO John Honeycutt Discovery Communications, Inc. CTO W. Relle Howard Trinity Industries, Inc. VP and CIO Manesh Patel Sanmina Corporation SVP and CIO William VanCuren NCR Corporation VP and CIO Jake Dominguez FMC Technologies, Inc. CIO Robert Ingram III Erie Insurance Group EVP and CIO Jerome Fox Jr. Rockwell Automation Inc. VP and Global CIO Tom Farrah Dr Pepper Snapple Group SVP and CIO Steve Mills iHeartMedia, Inc. CIO Robert Mills Tractor Supply Company SVP and CIO Stuart Scott J.B. Hunt Transport Services Inc. EVP and CIO Peter Jones Commercial Metals Company CIO Giancarlo Currarino Owens-Illinois Inc. VP and CTO Henry Tirri Harman International Industries Inc. EVP and CTO Unavailable as of 9/1/16 Baxalta Incorporated Unavailable as of 9/1/16 American Financial Group Inc. Mark Bregman NetApp CTO David Meyer Graybar Electric Company Inc. VP and CIO Dave Schecklman Oshkosh Corporation VP and CIO Mary Heger Ameren Corporation SVP and CIO, Ameren Services Unavailable as of 9/1/16 A-Mark Precious Metals, Inc. William Wood Barnes & Noble, Inc. CIO Kevin Parlette Dana Holding Corporation VP, IT and CIO Joe Bruhin Constellation Brands Inc. CIO Sean Tuley LifePoint Health, Inc. SVP and CIO Zeeshan Tariq Zimmer Biomet Holdings CIO David Cotteleer Harley-Davidson Inc. VP and CIO Joseph Drouin Pulte Group Inc. VP and CIO Dan Gustafson Newell Brands Inc. SVP, Information Technology and CIO Unavailable as of 9/1/16 Avery Dennison Corporation David Johnson Jones Lang LaSalle, IP, Inc. EVP and Global CIO Molly Mulroy WEC Energy Group VP and CIO Bruce McCullough Marathon Oil Corporation VP, Technology and Innovation & CIO Michael Rowe TravelCenters of America, LLC SVP and CIO Dale Asplund United Rentals Inc. SVP, Business Services and CIO Solomon Zilberman HRG Group, Inc. Director, IT Unavailable as of 9/1/16 Old Republic International Corporation Lewis Langston Windstream Communications CIO Martha Poulter Starwood Hotels & Resorts Worldwide. EVP and CIO Mark Davison Delek US Holdings, Inc. VP and CIO Ray Shirley Packaging Corporation of America VP Corporate Technology & Engineering Alejandro Galindo Quintiles Transnational Corporation SVP and CIO Michael Faircloth Hanesbrands Inc. President and Chief Global Supply Chain Stephen Fraser Realogy Holdings Corp. SVP and CIO Paul Rasmusson Mattel Inc. SVP and CIO Greg Meyers Motorola Solutions, Inc. Corporate VP and CIO Michelle Kasson J.M. Smucker Company Director, Information Technology Rajesh Nagarajan Celanese Corporation CIO Matthew Speare Regions Financial Corporation Enterprise CIO Manjit Singh Clorox Company CIO Ronald Lejcar Ingredion Incorporated CIO Richard Castor Genesis Healthcare, Inc. SVP and CIO Lina Young Peabody Energy Corporation SVP and CIO Veresh Sita Alaska Air Group Inc. VP and CIO, Alaska Airlines Ivan Winfield Seaboard Corporation Corporate Director, IT and CIO Steve Gable Frontier Communications Corporation EVP and CTO Unavailable as of 9/1/16 Amphenol Corporation Jason Sears Lansing Trade Group, LLC Director, Information Technology Unavailable as of 9/1/16 SanDisk Corporation Mark Murphy St. Jude Medical, Inc. VP, Information Technology and Chief Information Officer Walter Yosafat Wyndham Worldwide Corporation SVP and CIO Judith Snyder Kelly Services Inc. SVP and CIO John Thompson Western Union Company EVP, Global Operations & Technology and CIO Bryan Ferrel Envision Healthcare Holdings Inc. SVP and CTO Jeff Beringer Visteon Corporation CIO Sean Connelly Arthur J. Gallagher & Co. Global CIO Sukhvinder Singh Host Hotels & Resorts Inc. SVP, Information Technology Anne Schumann Ashland Inc. VP and Chief Information and Administrative Services Officer Michael Guggemos Insight Enterprises, Inc. CIO Kevin Chase Energy Future Holdings Corporation SVP, IT and Supply Chain, and CIO and Chief Procurement Officer Michael Scyphers Markel Corporation CIO COU TRY CO NT Janet Zelenka Essendant, Inc. SVP and CIO David Anderson CH2M HILL SVP and CIO Karen A. Chamberlain Western & Southern Financial Group SVP and CIO Steven Zerby Owens Corning VP and CIO Krishna Nathan S&P Global Inc. CIO Vincent Campagnoli Raymond James Financial Inc. CIO Magnus Borg NiSource Inc. CIO Robert Dougherty Airgas, Inc. SVP and CIO, Airgas, Inc. Douglas Gilbert ABM Industries Inc. SVP and CIO Brian O’Connell Citizens Financial Group, Inc. EVP, Technology Services Kevin Winter Booz Allen Hamilton Inc. VP and CIO David Schacht Simon Property Group Inc. SVP and CIO George Francis Domtar Corporation Director, Corporate IT Technology & Security John-Paul Besong Rockwell Collins Inc. SVP and CIO Les Spencer Lam Research Corporation VP and CIO Clifford Skelton Fiserv Inc. Group President, Enterprise Technology Stephen Craft Spectra Energy Corporation VP, IT Patricia Lawicki Navient Solutions, Inc. CIO Stewart Wenerstrom Big Lots Inc. SVP and CIO Kurt Thaus Telephone and Data Systems. Inc. SVP and CIO Larry Godec First American Financial Corporation SVP and CIO David Whitaker NVR Inc. CIO Unavailable as of 9/1/16 Cincinnati Financial Corporation Dennis Hodgson Burlington Stores, Inc SVP and CIO Deloitte LLP New York, N.Y. Financial Services (e.g. Banking, Broker orDealers, Exchanges) Enterprise Architecture Larry Quinlan Vanguard Malvern, Pa. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Collaboration Tools John Marcante UBS Zurich, Switzerland Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Mobile or Wireless Michele Trogni Trust Company of America Centennial, Colo. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Enterprise Architecture Dennis Noto Toyota Financial Services Torrance, Calif. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Collaboration Tools Dan Priest The PNC Financial Services Group, Inc. Pittsburgh, Pa. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Databases or Data Warehouse Anuj Dhanda Huntington National Bank Columbus, Ohio Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Business Process Management Zahid Afzal SquareTwo Financial Denver, Colo. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Business Process Management William A. Weeks Scottrade Financial Services, Inc. St. Louis, Mo. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Mobile or Wireless Ian Patterson Barclays PLC London, UK Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Mobile or Wireless Shaun Terry Equifax, Inc. Atlanta, Ga. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Cloud Computing Services or Software as a Service (SaaS) Dave Webb TD Bank Group Toronto, Ontario Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Collaboration Tools Glenda Crisp Reinsurance Group of America, Inc. Chesterfield, Mo. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Business Intelligence Mark Showers PrimeLending, A PlainsCapital Company Dallas, Texas Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Cloud Computing Services or Software as a Service (SaaS) Tim Elkins Wells Fargo San Francisco, Calif. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Collaboration Tools Jim Smith Gazprom Marketing & Trading London, England Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Business Intelligence Rob Pringle Financial Industry Regulatory Authority Rockville, Md. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Content or Document Management Steve Randich Equifax, Inc. Atlanta, Ga. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Cloud Computing Services or Software as a Service (SaaS) Dave Webb Lincoln Trust Co. Denver, Colo. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Business Process Management Charlie Billings Juhudi Kilimo, Ltd. Nairobi, Kenya Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Business Intelligence Gilbert Ambani Janney Montgomery Scott LLC Philadelphia, Pa. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Business Intelligence Robert Thielmann ING Direct Australia Sydney, Australia Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Enterprise Architecture Andrew Henderson The Blackstone Group LP New York, N.Y. Financial Services (e.g. Banking, Broker or Dealers, Exchanges) Content or Document Management William Murphy GE Capital Americas Norwalk, Conn. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Business Intelligence Kelly Shen PNC Financial Services Group Pittsburgh, Pa. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Cloud Computing Services or Software as a Service (SaaS) Steven Van Wyk Northern Trust Corp. Chicago, Ill. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Enterprise Architecture Scott Murray Virginia Credit Union Richmond, Va. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Business Intelligence Chris Saneda The Vanguard Group, Inc. Malvern, Pa. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Enterprise Architecture John Marcante CIMB Group Kuala Lumpur, Malaysia Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Business Process Management Iswaraan Suppiah PrimeLending Dallas, Texas Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Cloud Computing Services or Software as a Service (SaaS) Tim Elkins Redstone Federal Credit Union Huntsville, Ala. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Collaboration Tools Harry Gunsallus TIAA-CREF Charlotte, N.C. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Business Intelligence Annabelle Bexiga UBS Wealth Management Weehawken, N.J. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Databases or Data Warehouse Frank LaQuinta GE Capital Norwalk, Conn. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Mobile or Wireless Jim Fowler Banco do Brasil Brasilia, Brazil Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Customer Service or Support Geraldo Afonso DEZENA da Silva BANK LEUMI Tel Aviv, Israel Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Customer Service or Support, IT, Sales Dan Yerushalmi BNY Mellon New York, N.Y. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Other Suresh Kumar CIT Group, Inc. Livingston, N.J. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Accounting & Finance, IT, Other Stacey Goodman Discover Financial Services Riverwoods, Ill. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Customer Service or Support Glenn Schneider First Data New York, N.Y. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Order Processing or Fulfillment, Sales, Supply Chain or Logistics Chris Augustin Inland Real Estate Investment Corporation Oak Brook, Ill. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Asset Management or Maintenance, Marketing, Sales Chong Huan LPL Financial Boston, Mass. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Asset Management or Maintenance, Customer Service or Support, Order Processing or Fulfillment Victor Fetter Northern Trust Chicago, Ill. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Accounting & Finance, Customer Service or Support, Sales Scott Murray SunTrust Atlanta, Ga. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Customer Service or Support, IT, Other Anil Cheriyan Tam Faktoring Istanbul, Turkey Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Customer Service or Support, Marketing, Sales, Other Hakan Karamanli UBL Fund Managers Karachi, Sindh Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Accounting & Finance, Customer Service or Support, Sales Muhammad Rehan UBS AG Zurich, Switzerland Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Other Oliver Bussmann Wells Fargo Bank, N.A. San Francisco, Calif. Financial Services (e.g. Banking, Broker and Dealers, Exchanges) Accounting & Finance Kevin Rhein Washington Mutual Seattle, Wash. Financial Services Technology/Infrastructure/Security Horvath Voca Rickmansworth, U.K. Financial Services Technology/Architecture/SOA Masterson-Jones Vanguard Valley Forge, Pa. Financial Services Technology/Applications/KM Heller Scottrade St. Louis, Mo. Financial Services Technology/Infrastructure/Data Center Patterson PNC Financial Services Group Pittsburgh, Pa. Financial Services Technology/Applications/E-Business Shack New York Mercantile Exchange New York, N.Y. Financial Services Technology/Applications/Middleware/EAI Gaer Merrill Lynch Pennington, N.J. Financial Services Leadership/Corporate Management/Process Improvement DePoalo E*Trade Financial New York, N.Y. Financial Services Technology/Security/Privacy Framke Discover Financial Services Riverwoods, Ill. Financial Services Technology/Infrastructure Offereins Wells Fargo Wholesale Internet & Treasury Solutions San Francisco, Calif. Financial Services Technology/Applications/Middleware/EAI Peltz Credit Suisse Group Zurich, Switzerland Financial Services Technology/Applications/E-Business Sanzone Chicago Mercantile Exchange Chicago, Ill. Financial Services Technology/Applications/BI Krause Chicago Board Options Exchange Chicago, Ill. Financial Services Technology/Applications/E-Business O'Connell Card Management Evansville, Ind. Financial Services Technology/Applications/BI Smith Capital One Financial McLean, Va. Financial services Technology/Infrastructure Bailar Wells Fargo Financial Des Moines, Iowa Financial Services BPM Greteman VocaLink Rickmansworth, United Kingdom Financial Services Servers Masterson-Jones Discover Financial Services Riverwoods, Ill. Financial Services Development Offereins Credit Suisse Group Zurich, Financial Services Virtualization Pastron Vanguard Group Wayne, Pa. Financial Services Knowledge Management Heller SunTrust Enterprise Information Services Atlanta, Financial Services E-Business Sullivan RBC Toronto, Financial Services Document Management Lippert PricewaterhouseCoopers New York, Financial Services Network Ancona Tinker Federal Credit Union Tinker AFB, Okla. Financial Services Architecture Woldum SunTrust Banks Atlanta, Ga. Financial Services BPM Sullivan Scottrade St. Louis, Mo. Financial Services Infrastructure Patterson Scotiabank Toronto, Ontario Financial Services Operating Systems McKenzie FINRA Washington, D.C. Financial Services Data Warehouse Colburn COCC Avon, Conn. Financial Services Virtualization Lockwood Discover Financial Services Riverwoods, Ill. Financial Services BI Schneider BT Financial Group Sydney, Financial Services SOA Forward PNC Financial Services Group Pittsburgh, Penn. Financial Services Consumer Dhanda NetSpend Austin, Texas Financial Services BI DeVoglaer Lord, Abbett & Co. Jersey City, N.J. Financial Services BI Radziemski Vanguard Group Malvern, Penn. Financial services Mobile/Wireless Paul Heller Virginia Credit Union Richmond, Va. Financial services Data Warehouse Chris Saneda Morgan Stanley New York, Financial services Mobile/wireless David Reilly Reliance Capital Asset Management Mumbai, Financial services Business Process Management (BPM) Vinay Nigudkar Lincoln Trust Denver, Financial services Business Process Management (BPM) Helen Cousins Enova Financial Holdings Chicago, Financial services Open source Mark Friedgan Citigroup New York, Financial services Unified Communications Don Callahan PNC Financial Services Group Pittsburgh, Financial services Enterprise architecture Anuj Dhanda Pershing Jersey City, N.J. Financial services Operating systems Suresh Kumar Wells Fargo San Francisco, Calif. Financial Services gSOAP Avid Modjtabai Vanguard Group Valley Forge, Pa. Financial Services Business process management Paul Heller State Street Quincy, Mass. Financial Services IT Infrastructure Technologies Chris Perretta Standard & Poor's Financial Services New York, N.Y. Financial Services Databases/data warehouse Bala Subramanian Rivet Software Denver, Colo. Financial Services Content/document management Philip Winterburn PNC Financial Services Group Pittsburgh, Pa. Financial Services Business intelligence Anuj Dhanda Kohlberg Kravis Roberts New York, N.Y. Financial Services Business intelligence Edward Brandman ING Direct USA Wilmington, Del. Financial Services Business intelligence Rudy Wolfs H&R Block Kansas City, Mo. Financial Services Enterprise architecture Rich Agar Ethiopia Commodity Exchange Addis Ababa, Ethiopia Financial Services Enterprise architecture Solomon Edossa BNY Mellon New York, N.Y. Financial Services Collaboration tools John Fiore BMO Financial Group Toronto, Canada Financial Services Enterprise architecture Jean-Michel Ars Capital One Financial McLean, Va. Financial Services Business intelligence Rob Alexander Discover Financial Services Riverwoods, Ill. Financial Services Business intelligence Glenn Schneider Fifth Third Bancorp Cincinnati, Ohio Financial Services Databases/data warehouse Joseph R. Robinson TIAA-CREF New York, N.Y. Financial Services Business Intelligence or Data Analytics Rahul Merchant The Vanguard Group Inc. Malvern, Pa. Financial Services Customer Service or Customer Relationship Management (CRM) John Marcante Synchrony Financial Stamford, Conn. Financial Services Mobile or Wireless Carol Juel SunTrust Banks Inc. Atlanta, Ga. Financial Services Business Intelligence or Data Analytics Anil Cheriyan SquareTwo Financial Denver, Colo. Financial Services Business Intelligence or Data Analytics William A. Weeks PSCU Inc. St. Petersburg, Fla. Financial Services Cloud Computing Services or Software as a Service (SaaS) Sam Esfahani LPL Financial Boston, Mass. Financial Services Collaboration Tools Victor Fetter Discover Financial Services Riverwoods, Ill. Financial Services Business Intelligence or Data Analytics Glenn Schneider

DIGITAL

Financial services organizations are creating new revenue channels by implementing new digital strategies.  By creating new digital experiences for consumers, firms are collecting and assesses significantly more data on customer behaviors. In addition, digitization and automation of internal processes is reducing operational cost.











ABN AMRO[2] BBVA Banco Bradesco Banco Santander BB&T (BB&T Capital Markets) Bank of China (BOC International Holdings) Bank of Communications (BOCOM International Holdings) Berenberg Bank Canadian Imperial Bank of Commerce (CIBC World Markets) China Construction Bank (CCB International Holdings) China CITIC Bank CIMB Commerzbank (Eurohypo) Crédit Agricole Daiwa Securities DBS Bank (Capital Markets Group) Desjardins Group (Desjardins Capital Markets) Handelsbanken ICICI Bank Industrial and Commercial Bank of China (ICBC International Holdings) ING Group Intesa Sanpaolo (Banca IMI) İş Bankası (Is Investment) Itaú Unibanco (Itaú BBA) KBC Bank KeyCorp (KeyBanc Capital Markets) Kotak Mahindra Bank Laurentian Bank of Canada (Laurentian Bank Securities) Lloyds Banking Group (Lloyds Bank Wholesale Banking & Markets) Macquarie Group Maybank Mediobanca Mizuho Financial Group Banca Monte dei Paschi di Siena (MPS Capital Services) M&T Bank National Bank of Canada (National Bank Financial Markets) Natixis Nordea PNC Financial Services (Harris Williams & Company) Rabobank RHB Bank Sanlam (Sanlam) SEB Sberbank Scotiabank (Scotia Capital) Société Générale Standard Bank Standard Chartered Bank State Bank of India (SBI Capital Markets) Stifel Financial (Stifel Nicolaus) Sumitomo Mitsui Financial Group SunTrust (Robinson Humphrey) TD Securities UniCredit (UBM) VTB Bank (VTB Capital) Allen & Company BBY Ltd Brown Brothers Harriman Brown, Shipley & Co. BTG Pactual Cain Brothers Cantor Fitzgerald Canaccord Genuity Capstone Partners Centerview Partners China International Capital Corporation CITIC Securities Close Brothers Group CLSA Cowen Group C.W. Downer & Co. Daewoo Securities Defoe Fournier & Cie. Europa Partners FBR Capital Markets Financo Foros Group GCA Savvian Greenhill & Co. Guggenheim Partners Guosen Securities Houlihan Lokey Investec Investment Technology Group Janney Montgomery Scott Ladenburg Thalmann Lincoln International M.M.Warburg & CO Marathon Capital Moelis & Company Morgan Keegan & Company N M Rothschild & Sons Needham and Company Newedge Oppenheimer & Co. Panmure Gordon Park Lane Perella Weinberg Partners Peter J. Solomon Company Piper Jaffray PJT Partners Pottinger (Australia) Qatalyst Partners Raymond James Robey Warshaw Robert W. Baird & Company Sagent Advisors Sandler O'Neill + Partners Sanford Bernstein Stephens Inc. Stone Key Partners Thomas Weisel Partners Vermilion Partners Wedbush Securities William Blair & Company WR Hambrecht + Co Goodwin Procter Boston, Legal Business Intelligence Lane Shook, Hardy & Bacon Kansas City, Mo. Legal Knowledge Management Anderson Foley & Lardner Milwaukee, Legal Business Process Management (BPM) Douglas Caddell Bryan Cave St. Louis, Legal Data management Connie Hoffman Miller Johnson Grand Rapids, Mich. Legal Business intelligence Erik Goltzer K&L Gates Pittsburgh, Pa. Legal Enterprise architecture Steven W. Agnoli Goodwin Procter Boston, Mass. Legal Collaboration tools Peter Lane Foley & Lardner Milwaukee, Wis. Legal Mobile/wireless Doug Caddell Akin Gump Strauss Hauer and Feld LLP Washington, D.C. Legal Business Process Management Scott Bravi Shook, Hardy & Bacon LLP Kansas City, Mo. Legal Security Technologies John Anderson Akin Gump Strauss Hauer & Feld LLP Washington, D.C. Legal Business Process Management Scott Bravi Aflac Columbus, Ga. Insurance Technology/Infrastructure/Client/PDA Shields Progressive Group of Insurance Companies Mayfield Village, Ohio Insurance Technology/Development/Web Services Voelker Physicians Mutual Insurance Omaha, Neb. Insurance Technology/Architecture/SOA Simpson Motorists Insurance Group Columbus, Ohio Insurance Technology/Applications/CRM Kaufman CUNA Mutual Group Madison, Wis. Insurance Technology/Applications/BI Gosnell WellPoint Indianapolis, Insurance Collaboration Beer Hartford Financial Services Group Hartford, Conn. Insurance Data Warehouse Chu Continental Casualty Chicago, Insurance BPM Golden Aflac Columbus, Ga. Insurance Databases Shields Allied North America Jericho, N.Y. Insurance Collaboration Schwartz Mondial Assistance USA Richmond, Va. Insurance SaaS Cassidy The Progressive Group of Insurance Companies Mayfield Village, Ohio Insurance Operating Systems Voelker Reliance Life Insurance Company Mumbai, Insurance Collaboration Chandrasekaran CUNA Mutual Group Madison, Wisc. Insurance BPM Roy Preferred Care Partners Miami, Fla. Insurance Process Improvement Cormany Progressive Group of Insurance Companies Mayfield Village, Ohio Insurance Customer Relationship Management (CRM) Raymond Voelker Nationwide Insurance Columbus, Ohio Insurance Data Warehouse James Korcykowski Jewelers Mutual Insurance Neenah, Wis. Insurance Knowledge Management (KM) Joel Matthies Harleysville Group Harleysville, Penn. Insurance Business Process Management (BPM) Akhil Tripathi Guardian Life Insurance Company of America New York, Insurance Enterprise architecture Frank Wander Farmers Insurance Group Los Angeles, Insurance Customer Relationship Management (CRM) Markus Nordlin Chubb Warren, N.J. Insurance Web 2.0 James Knight Amerisure Mutual Insurance Farmington Hills, Mich. Insurance Desktop Virtualization Frank Petersmark Allstate Insurance Northbrook, Ill. Insurance Customer Relationship Management (CRM) Catherine Brune Nationwide Investment Services Columbus, Ohio Insurance Business intelligence Michael Keller HDFC Standard Life Insurance Mumbai, India Insurance Business process management Thomson Thomas Aflac Columbus, Ga. Insurance Cloud computing services/SaaS Bahija Noell Chartis New York, N.Y. Insurance Business intelligence Peter Beyda Horace Mann Springfield, Ill. Insurance Business Intelligence Eshwar Pastapur Nationwide Insurance Columbus, Ohio Insurance Collaboration Tools Michael Keller Narragansett Bay Insurance Co. Pawtucket, R.I. Insurance Business Intelligence Michael Anselmo Seven Corners Carmel, Ind. Insurance Cloud Computing Services or Software as a Service (SaaS) George Reed Claim Central Matraville, Australia Insurance Business Process Management Branden Van Zyl Aflac Columbus, Ga. Insurance Databases or Data Warehouse Mike Boyle CUNA Mutual Group Madison, Wis. Insurance Cloud Computing Services or Software as a Service (SaaS) Rick Roy The Progressive Group of Insurance Companies Mayfield Village, Ohio Insurance Enterprise Architecture Raymond Voelker Oregon Mutual Insurance McMinnville, Ore. Insurance Cloud Computing Services or Software as a Service (SaaS) Bryan Fowler HDFC Life Mumbai, India Insurance Customer Service or Customer Relationship Management (CRM) Thomson Thomas CUNA Mutual Group Madison, Wis. Insurance Cloud Computing Services or Software as a Service (SaaS) Rick Roy Allstate Roadside Services Northbrook, Ill. Insurance Cloud Computing Services or Software as a Service (SaaS) Doug Peonski Cross Country Home Services Fort Lauderdale, Fla. Insurance Business Process Management Joel Steigelfest Aon PLC London, England Insurance Business Intelligence Matt Heckler Bankers Financial Corp. St. Petersburg, Fla. Insurance Business Intelligence Jim Albert Blue Cross Blue Shield of Tennessee Chattanooga, Tenn. Insurance Business Intelligence Sherri Zink Crawford & Co. Atlanta, Ga. Insurance Business Process Management Brian S. Flynn CUNA Mutual Group Madison, Wis. Insurance Business Intelligence Rick Roy Grinnell Mutual Reinsurance Co. Grinnell, Iowa Insurance Mobile or Wireless Dennis Mehmen The Progressive Group of Insurance Companies Mayfield Village, Ohio Insurance Business Intelligence Raymond Voelker Sedgwick Claims Management Services Inc. Memphis, Tenn. Insurance Databases or Data Warehouse Jason Landrum Progressive Insurance Mayfield Village, Ohio Insurance Business Intelligence or Data Analytics Raymond Voelker Oregon Mutual Insurance Co. McMinnville, Ore. Insurance Mobile or Wireless Bryan Fowler HDFC Standard Life Insurance Co. Mumbai, India Insurance Collaboration Tools Thomson Thomas CUNA Mutual Group Madison, Wis. Insurance Mobile or Wireless Tim Peterson Crawford & Company Atlanta, Ga. Insurance Business Process Management Brian Flynn AIG Travel Houston, Texas Insurance Enterprise Architecture Ellison Scudder Aflac Columbus, Ga. Insurance Customer Service or Support, Order Processing or Fulfillment, Sales Julia Davis Allstate Corporation Northbrook, Ill. Insurance Sales Suren Gupta American International Group, Inc. (AIG) New York, N.Y. Insurance IT, Research & Development, Sales Philip Fasano BlueCross BlueShield of Tennessee Chattanooga, Tenn. Insurance Customer Service or Support, Research & Development Sherri Zink Massachusetts Mutual Life Insurance Company (MassMutual) Springfield, Mass. Insurance Sales Robert Casale Shanghai  China Karachi  Pakistan Beijing  China Delhi  India Lagos  Nigeria Tianjin  China Istanbul  Turkey Tokyo  Japan Guangzhou  China Mumbai  India Moscow  Russia São Paulo  Brazil Shenzhen  China Jakarta  Indonesia Lahore  Pakistan Seoul  South Korea Wuhan  China Kinshasa  Democratic Republic of the Congo Cairo  Egypt Mexico City  Mexico Lima  Peru London  United Kingdom New York City  United States Bengaluru  India Bangkok  Thailand Ho Chi Minh City  Vietnam Dongguan  China Chongqing  China Nanjing  China Tehran  Iran Shenyang  China Bogotá  Colombia Ningbo  China Hong Kong  China Hanoi  Vietnam Baghdad  Iraq Changsha  China Dhaka  Bangladesh Hyderabad  India Chennai  India Rio de Janeiro  Brazil Faisalabad  Pakistan Foshan  China Zunyi  China Santiago  Chile Riyadh  Saudi Arabia Ahmedabad  India Singapore  Singapore Shantou  China Saint Petersburg  Russia Yangon  Myanmar Abidjan  Ivory Coast Chengdu  China Alexandria  Egypt Kolkata  India Ankara  Turkey Xi'an  China Surat  India Johannesburg  South Africa Dar es Salaam  Tanzania Suzhou  China Harbin  China Giza  Egypt Zhengzhou  China New Taipei City  Taiwan Los Angeles  United States Cape Town  South Africa Yokohama  Japan Berlin  Germany Busan  South Korea Hangzhou  China Xiamen  China Quanzhou  China Rawalpindi  Pakistan Jeddah  Saudi Arabia Durban  South Africa Hyderabad  Pakistan Kabul  Afghanistan Casablanca  Morocco Hefei  China Pyongyang  North Korea Madrid  Spain Peshawar  Pakistan Ekurhuleni  South Africa Nairobi  Kenya Zhongshan  China Pune  India Addis Ababa  Ethiopia Jaipur  India Buenos Aires  Argentina Wenzhou  China Afghanistan - Da Afghanistan Bank (DAB) Albania - Albanian Financial Supervisory Authority (FSA) Algeria - Commission d'Organisation et de Surveillance des Opérations de Bourse (COSOB) Andorra - Institut Nacional Andorrà de Finances (INAF) Anguilla - Anguilla Financial Services Commission Antigua & Barbuda - Financial Services Regulatory Commission Argentina - Comisión Nacional de Valores (CNV) Armenia - Central Bank of Armenia (CBA) Australia: Australian Prudential Regulation Authority (APRA) Australian Securities and Investments Commission (ASIC) Australian Takeovers Panel Foreign Investments Review Board (FIRB) Australian Transaction Reports and Analysis Centre (AUSTRAC) Austria: Financial Market Authority (FMA, Finanzmarktaufsichtsbehörde in German) Austrian National Bank (Nationalbank in German) Austrian Takeover Commission (Übernahmekommission in German) Azerbaijan Financial Market Supervisory Authority ; Bahamas: Central Bank of The Bahamas Securities Commission of the Bahamas Bahrain - Central Bank of Bahrain Bangladesh: Bangladesh Bank Securities and Exchange Commission (Bangladesh) Barbados: Barbados Financial Services Commission Central Bank of Barbados Financial Intelligence Unit (Barbados) Belgium: Financial Services and Markets Authority (FSMA - Autorité des services et marchés financiers/Authoriteit voor Financiële Diensten en Markten) National Bank of Belgium (NBB - Banque Nationale de Belgique/Nationale Bank van België) Belize - International Financial Services Commission Bermuda - Bermuda Monetary Authority Bolivia - Autoridad de Supervisión del Sistema Financiero (ASFI) Bosnia and Herzegovina: Republika Srpska Securities Commission for Republika Srpska Securities Commission of the Federation of Bosnia and Herzegovina (Komisiji za vrijednosne papire Federacije Bosne i Hercegovina in Bosnian) Brazil Banco Central do Brasil (BACEN) Comissão de Valores Mobiliários (CVM) Superintendência de Seguros Privados (SUSEP) British Virgin Islands - British Virgin Islands Financial Services Commission Brunei - Brunei International Financial Center of the Ministry of Finance Bulgaria - Financial Supervision Commission (Bulgaria) (FSC) C-D[edit] Cambodia - National Bank of Cambodia (NBC) Canada: Canada Deposit Insurance Corporation Office of the Superintendent of Financial Institutions (OSFI) Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canadian Securities Administrators (CSA) Investment Industry Regulatory Organization of Canada (IIROC) Mutual Fund Dealers Association (MFDA) Ontario Securities Commission (OSC) Financial Services Commission of Ontario Autorité des marchés financiers (Québec) British Columbia Securities Commission (BCSC) Financial Institutions Commission - Province of British Columbia Cayman Islands - Cayman Islands Monetary Authority Chile - Superintendencia de Valores y Seguros China, People's Republic of; China Securities Regulatory Commission (CSRC) China Banking Regulatory Commission (CBRC) China Insurance Regulatory Commission (CIRC) China, Republic of (Taiwan) - Financial Supervisory Commission Colombia; Superintendencia Financiera de Colombia National Directorate of Taxes and Customs (DIAN) Costa Rica; Superintendencia General de Valores Superintendencia General de Seguros (Costa Rica) Côte d'Ivoire; Banque Centrale des Etats de l'Afrique de l'Ouest Croatia - Croatian Financial Services Supervisory Agency Cyprus; Central Bank of Cyprus Cyprus Securities and Exchange Commission (CYSEC) Cyprus Insurance Companies Control Service (ICCS) Czech Republic - Czech National Bank Denmark - Financial Supervisory Authority (Denmark), (Finanstilsynet in Danish) Dominican Republic: Banco Central de la Republica Dominica Superintendencia de Bancos de la Republica Dominicana Dominica Financial Service Unit of the Commonwealth of Dominica E-I[edit] Ecuador - Superintendencia de Compañías Egypt - Egyptian Financial Supervisory Authority (EFSA) El Salvador - Superintendencia del Sistema Financiero European Union: European Central Bank (ECB) European Banking Authority (EBA) European Securities and Markets Authority (ESMA) European Insurance and Occupational Pensions Authority (EIOPA) European Systemic Risk Board (ESRB) Estonia : Financial Supervision Authority (Finantsinspektsioon in Estonian) Estonian Bank (Eesti Pank in Estonian) Faroe Islands - Insurance Authority of the Faroe Islands (Tryggingareftirlitið in Faroese) (For Insurance, Pension and mortgages all other finance is regulated by Financial Supervisory Authority (Denmark)) Finland - Financial Supervisory Authority, (FIN-FSA Finanssivalvonta in Finnish) France: Autorité des marchés financiers (France) (AMF) Registre unique des Intermediaires en Assurance, Banque et Finance (France) (ORIAS) Autorité de Controle Prudentiel (France) (ACPR) French Takeover Panel Georgia - National Bank of Georgia Germany - Federal Financial Supervisory Authority (BaFin - Bundesanstalt für Finanzdienstleistungsaufsicht) Ghana; Securities and Exchange Commission (Ghana) (SEC) Bank of Ghana (BOG) Greece - Hellenic Capital Market Commission Grenada - Grenada International Financial Services Authority (GIFSA) Guatemala - Superintendencia de Bancos (SB) Guernsey - Guernsey Financial Services Commission Honduras - National Banks and Securities Commission (Comisión Nacional de Bancos y Seguros in Spanish) Hong Kong: Hong Kong Monetary Authority (HKMA) Hong Kong Securities and Futures Commission (SFC) Hungary - Hungarian National Bank (Hungarian: Magyar Nemzeti Bank (MNB)) Iceland - Financial Supervisory Authority India: Reserve Bank of India (RBI) Securities and Exchange Board of India (SEBI) Forward Markets Commission (India) (FMC) Insurance Regulatory and Development Authority of India (IRDAI) Pension Fund Regulatory and Development Authority (PFRDA) Ministry of Corporate Affairs (MCA) Indonesia: Financial Services Authority (Indonesia) (Indonesian: Otoritas Jasa Keuangan) (OJK) Bank Indonesia Ireland: Central Bank of Ireland Irish Takeover Panel Islamic Republic of Iran: Securities and Exchange Organization of Iran Central Bank of Iran Iraq - Iraq Securities Commission (ISC) Isle of Man: Financial Supervision Commission (FSC, for banking, investment and fiduciary businesses) Insurance and Pensions Authority (IPA, for insurance and pensions businesses) Israel - Israel Securities Authority (ISA) Italy: Commissione Nazionale per le Società e la Borsa (CONSOB) Institute for the Supervision of Insurance (ISVAP) J-L[edit] Jamaica - Financial Services Commission (Jamaica) Japan: Financial Services Agency Securities and Exchange Surveillance Commission (SESC) Jersey - Jersey Financial Services Commission Jordan - Jordan Securities Commission Kazakhstan: Agency of the Republic of Kazakhstan on Regulation and Supervision of Financial Market and Financial Organizations (Агентство Республики Казахстан по регулированию и надзору финансового рынка и финансовых организаций in Kazakh ) Committee for the Control and Supervision of the Financial Market and Financial Organizations of the National Bank of the Republic of Kazakhstan Kenya - Capital Markets Authority (Kenya) Kuwait: Central Bank of Kuwait (CBK) (بنك الكويت المركزي in Arabic) Capital Markets Authority Kuwait (CMA) (هيئة أسواق المال - دولة الكويت in Arabic) Korea, South: Financial Services Commission (FSC) Financial Supervisory Service (FSS) Latvia - Financial and Capital Market Commission Lebanon - Banking Control Commission of Lebanon (BCCL) Liechtenstein - Financial Market Authority (Liechtenstein) (FMA) Lithuania - Bank of Lithuania Luxembourg: Commission de Surveillance du Secteur Financier (CSSF) Commissariat aux Assurances (CAA) M-R[edit] Malaysia Bank Negara Malaysia (BNM) Securities Commission Malaysia (SC) Labuan Financial Services Authority (Labuan FSA) Malawi Reserve Bank of Malawi (RBM) Malta - Malta Financial Services Authority (MFSA) Mauritania - Central Bank of Mauritania (BCM) Mauritius Bank of Mauritius (BOM) Financial Services Commission (FSC) Mexico Comisión Nacional Bancaria y de Valores Comisión Nacional para la Protección y Defensa de los Usuarios de Servicios Financieros Moldova - National Commission for Financial Markets Montenegro - Insurance Supervision Agency Montserrat - Montserrat Financial Services Commission Mongolia - Morocco - Autorité Marocaine du Marché des Capitaux (AMMC) Ex Conseil déontologique des valeurs mobilières (CDVM) Nepal Nepal Rastra Bank (Central Bank of Nepal - Regulator and Supervisor of Banks and Financial Institutions) Beema Samiti (Regulator of Insurance Companies) Securities Board Nepal Netherlands Netherlands Authority for the Financial Markets (AFM - Autoriteit Financiële Markten in Dutch) The Dutch Central Bank (DNB- De Nederlandsche Bank in Dutch) New Zealand - Financial Markets Authority (New Zealand) Nigeria - Securities and Exchange Commission (Nigeria) Norway - Financial Supervisory Authority of Norway (Finanstilsynet in Norwegian) Oman - Capital Market Authority (Oman) Pakistan - Securities and Exchange Commission of Pakistan Panama - Superintendencia del Mercado de Valores Peru: Superintendencia de Banca, Seguros y AFP (SBS) Superintendencia del Mercado de Valores (SMV) Philippines: Philippine Securities and Exchange Commission (SEC) Insurance Commission (Komisyon ng Seguro) Bangko Sentral ng Pilipinas (Central Bank of the Philippines) Philippine Deposit Insurance Corporation (PDIC) Department of Finance (DOF) Philippine Stock Exchange (PSE) Bureau of Treasury Poland - Polish Financial Supervision Authority (KNF) Portugal: Portuguese Securities Market Commission (CMVM) Portuguese Insurance Regulator (ASF) Qatar - Qatar Financial Markets Authority (QFMA) Republic of Macedonia: Securities and Exchange Commission of the Republic of Macedonia (MSEC) National Bank of the Republic of Macedonia Romania - Romanian Financial Supervisory Authority Russia - Central Bank of Russia (CBR) S-T[edit] Saint Lucia - Financial Sector Supervision Unit Saint Kitts and Nevis: Financial Services Regulatory Commission Nevis Financial Regulatory Services Commission Saint Vincent and the Grenadines - Financial Services Authority San Marino - Central Bank of San Marino (BCSM) Saudi Arabia - Saudi Arabian Monetary Agency (SAMA) (مؤسسة النقد العربي السعودي in Arabic)- Capital Market Authority (Saudi Arabia) (CMA) (هيئة السوق المالية in Arabic) Serbia - Securities Commission (Serbia) Seychelles; Central Bank of Seychelles Seychelles Financial Services Authority (SFSA) [1] Singapore - Monetary Authority of Singapore (MAS) Slovenia - Securities Market Agency (ATVP Agencija za Trg Vrednostnih Papirjev) South Africa; South African Reserve Bank National Credit Regulator Financial Services Board (South Africa) Spain: Investment sector regulator - Spanish Securities Market Commission (Comisión Nacional del Mercado de Valores, CNMV) [MiFID] Insurance sector regulator (life and general) - Direccion General de Seguros (DGS)[IMD] Banking sector regulator - Banco de España (BdE) Sri Lanka Central Bank of Sri Lanka Securities and Exchange Commission of Sri Lanka Swaziland - Capital Markets Development Unit (Central Bank of Swaziland) Sweden - Financial Supervisory Authority (Sweden) (Finansinspektionen, FI) Switzerland: Swiss Financial Market Supervisory Authority Swiss National Bank SIX Swiss Exchange Tanzania - Capital Markets and Securities Authority Taiwan - Securities and Futures Bureau Thailand: Bank of Thailand (BOT) Office of the Securities and Exchange Commission, Thailand (Thai SEC) Trinidad and Tobago - Central Bank of Trinidad and Tobago Tunisia - Conseil du marché financier Turkey: Banking Regulation and Supervision Agency of Turkey (BRSA - ) Capital Markets Board of Turkey (CMB) U-Z[edit] Uganda Capital Markets Authority (Uganda) (CMA) Insurance Regulatory Authority of Uganda Ukraine - National Securities and Stock Market Commission (NSSMC) United Arab Emirates: Insurance Authority - (IA) Securities and Commodities Authority - (SCA) United Arab Emirates (Dubai) - Dubai Financial Services Authority - (DFSA) United Kingdom: Bank of England (BoE) Prudential Regulation Authority (PRA) Financial Conduct Authority (FCA) Panel on Takeovers and Mergers (PANEL) Financial Policy Committee (FPC) United States: Securities & Exchange Commission (SEC) Commodity Futures Trading Commission (CFTC) Federal Reserve System ("Fed") Federal Deposit Insurance Corporation (FDIC) Financial Crimes Enforcement Network (FinCEN) Financial Industry Regulatory Authority (FINRA) Office of the Comptroller of the Currency (OCC) National Credit Union Administration (NCUA) Consumer Financial Protection Bureau (CFPB) National Association of Insurance Commissioners (NAIC) National Futures Association (NFA)[2] In addition, each state has its own banking authority[3] Uruguay - Banco Central del Uruguay Uzbekistan - Center for Coordination and Control over Functioning of Securities Market Vatican City - Financial Information Authority Venezuela - Superintendencia Nacional de Valores (SNV) Vietnam - State Securities Commission (SSC) Zambia - Securities and Exchange Commission (Zambia) Zimbabwe - Reserve Bank of Zimbabwe (RBZ) Agricultural robot[2] Closed ecological systems[3][4][5] Cultured meat Precision agriculture Vertical farming Drones Micro air vehicle Neural-sensing headset (trans-cranial neural sensing and characterization) (by Honeywell).[12] 3D printing and Bio-printing Claytronics Molecular assembler Utility fog Arcology Domed city Aerogel Amorphous metal Bioplastic Conductive Polymers Cryogenic Treatment Fullerene Graphene Lab-on-a-chip High-temperature superconductivity Magnetorheological fluid High-temperature superfluidity LiTraCon Metamaterials Metal foam Multi-function structures[27] Nanomaterials: carbon nanotubes Programmable matter Quantum dots Silicene Superalloy Synthetic diamond Time Crystals hypereutectic alloy super-plastic alloy Displays[edit] Emerging technology 3D displays Ferro Liquid Display Field emission display Holography (Holographic display, Computer-generated holography) Interferometric modulator display Laser video displays OLED displays Phased-array optics Screenless display (Virtual retinal display, Bionic contact lens), EyeTap Telescopic pixel display Time-multiplexed optical shutter Volumetric display Electronics[edit] Emerging technology Biometrics Digital scent technology Electronic nose E-textiles Flexible electronics Memristor Molecular electronics Nanoelectromechanical systems Spintronics Thermal copper pillar bump Three-dimensional integrated circuit Energy[edit] Technology Airborne wind turbine Artificial photosynthesis Concentrated solar power Cryogenic Treatment Electric double-layer capacitor Energy harvesting Flywheel energy storage Fusion power Generation IV reactor Grid energy storage Home fuel cell Lithium-air battery Lithium iron phosphate battery Lithium–sulfur battery Magnesium battery Molten salt reactor Nanowire battery Nantenna Ocean thermal energy conversion Smart grid Space-based solar power Thorium fuel cycle Vortex engine Wireless energy transfer Zero-energy building Entertainment[edit] Emerging technology Computer-generated imagery Immersive virtual reality Ultra-high-definition television IT and communications[edit] Emerging technology 5G cellular communications Ambient intelligence Artificial brain Artificial general intelligence Atomtronics Augmented reality Blockchain or distributed ledger technology[87] Carbon nanotube field-effect transistor Civic technology Counterparty (technology) Cryptocurrency DNA digital data storage Exascale computing Gesture recognition Internet of Things Emerging memory technologies Emerging magnetic data storage technologies Fourth-generation optical discs (3D optical data storage, Holographic data storage) General-purpose computing on graphics processing units Exocortex Li-Fi Machine translation Machine vision Mobile collaboration and e-learning Nanoradio Optical computing Quantum computing Quantum cryptography Radio-frequency identification Semantic Web or answer machine Smart speaker Software-defined radio Speech recognition Subvocal recognition Virtual Reality Medical[edit] Emerging technology Artificial uterus Body implants, prosthesis Cryonics De-extinction Genetic engineering of organisms and viruses Hibernation or suspended animation Immunotherapy - immuno oncology Life extension, Strategies for Engineered Negligible Senescence Male contraception and 100%-effective birth control methods[114][115] Nanomedicines Nanosensors Oncolytic Virus Personalized medicine, full genome sequencing Plantibody Regenerative medicine Robotic surgery Stem cell treatments Synthetic biology, synthetic genomics Tissue engineering Tricorder Virotherapy Vitrification or cryoprotectant Neuroscience[edit] Emerging technology Brain-computer interface Brain-reading, Neuroinformatics Electroencephalography Head transplant Neuroprosthetics Military[edit] Emerging technology Caseless ammunition Cloaking device Directed energy weapon Electrolaser Electromagnetic weapons Electrothermal-chemical technology Force field Green bullet Laser weapon Particle beam weapon Plasma weapon Pure fusion weapon Sonic weapon Stealth technology Vortex ring gun Wireless long-range electric shock weapon Outer space[edit] Emerging technology Anti-gravity Artificial gravity Asteroid mining Hypertelescope Stasis Chamber Solar gravitational lens Inflatable space habitat Miniaturized satellite Robotics[edit] Emerging technology Android, gynoid Molecular nanotechnology, nanorobotics Powered exoskeleton Self-reconfiguring modular robot Swarm robotics Unmanned vehicle Transport[edit] See also: List of proposed future transport Emerging technology Airless tire Alternative fuel vehicle Beam-powered propulsion Electro hydrodynamic propulsion Electric car Flexible wings (X-53 Active Aeroelastic Wing, Adaptive Compliant Wing), fluidic flight controls Flying car Fusion rocket Hoverbike Hovertrain, Ground effect train High Altitude Platforms Jet pack or backpack helicopter Maglev train, Vactrain Magnetic levitation Mass driver Float to Orbit Nuclear photonic rocket Personal rapid transit Photon rocket Physical Internet Vactrain Propellant depot Pulse detonation engine Reusable launch system Scramjet Solar sail Space elevator Spaceplane Supersonic transport Vehicular communication systems
PRICING

An increasing gap between how aging population and new consumers perceive value.  Retired customers are taking a more active approach to investing, yet are still willing to pay traditional fees.  However, younger clients generally prefer digital access through self-service portals, are ok with less personal interaction and expect reduced fees.







21st Century Insurance AARP ACE Limited Acuity Elephant.com Admiral Life Insurance Aetna Affirmative Insurance Aflac Alleghany Corporation Allied Insurance Alfa Allstate American Automobile Association (AAA) American Family Insurance American Income Life Insurance Company American International Group (AIG) American National Insurance Company American Strategic Insurance (ASI) Americo Ameritas Life Insurance Company Amica Mutual Insurance Amtrust Financial Services Applied Underwriters Arbella Insurance Group Assurity Life Insurance Company Auto-Owners Insurance AXA Equitable Life Insurance Company Bankers Life and Casualty Company Berkshire Hathaway Blue Advantage CareSource Champ VA Chappell Insurance Services Chubb Corp. Cigna Health Spring Cincinnati Insurance Company Civil Service Employees CNA Financial CNO Financial Group Colonial Life & Accident Insurance Company Combined Insurance Commerce Insurance Group Country Financial Country-Wide Insurance Company Delta Dental Elephant Auto Insurance Encompass Insurance Company Erie Insurance Group Esurance Evergreen USA RRG Farmers Insurance Group Federal Life Insurance Company Federated Mutual Insurance Company First Insurance Company of Hawaii FM Global GAINSCO GEICO General Re Genworth Financial Gerber Life Insurance Company Globe Life And Accident Insurance Company GMAC Insurance Gracy Title Company Grange Mutual Casualty Company Guardian Life Insurance Company of America GuideOne Insurance Hanover Insurance The Hartford HCC Insurance Holdings Healthy Paws Pet Insurance & Foundation Hiscox Small Business Insurance Horace Mann Educators Corporation Inaam Abbasi Insurance Company (IAIC) Infinity Property & Casualty Corporation Insurance Panda InsureScan IntelliQuote Insurance Services Ironshore Jackson National Life John Hancock Insurance K&K Insurance Kansas City Life Insurance Company Kentucky Farm Bureau Knights of Columbus Liberty Mutual Lincoln National Corporation Manhattan Life Insurance Company Markel Corporation MassMutual Mass Health Insurance MBBS ( Mohtarma Bainzeer Bhutto Shaheed ) Merchants Insurance Group Mercury Insurance Group MetLife Modern Woodmen of America Mutual of Omaha National Life Nationwide Mutual Insurance Company New Jersey Manufacturers Insurance Company New York Life Insurance Company The Norfolk & Dedham Group Northwestern Mutual Ohio National Financial Services Omega OneBeacon Oxford Health Plans Pacific Life Pacificare PEMCO Penn Mutual Philadelphia Contributionship for the Insurance of Houses from Loss by Fire Philadelphia Insurance Companies Physicians Mutual Primerica Principal Financial Group Progressive Protective Life Prudential Financial QBE The Regence Group Reliance Insurance Company RLI Corp. Safe Auto Insurance Company Safeco Safeway Insurance Group Securian Financial Group Selective Insurance Sentry Insurance Shelter Insurance Southern Aid and Insurance Company Southern Farm Bureau Life Insurance Company Standard Insurance Company State Auto Insurance Company State Farm Insurance Stillwater Insurance Group Sun Life Financial Symetra TIAA-CREF Transamerica Corporation The Travelers Companies Tricare Tricare For Life TriWest Trupanion Unum USAA Vantage Health Plan Veteran Affairs Wellmed Healthcare Insurance West Bend Mutual Insurance West Coast Life Western & Southern Financial Group Western Mutual Insurance Group Westfield Insurance Westminster American Insurance Company White Mountains Insurance Group XL Catlin
BLOCKCHAIN

With the evolution of and rising visibility of cryptocurrencies like Bitcoin, use of Blockchain (distributed ledger technology) is being incorporated by financial services firms.  As institutions accept and believe in the viability of Blockchain, significant efficiencies will be created by automating external exchange of assets and internal operational processes.







Kellogg A.D. David Mackay LSI Abhijit Y. Talwalkar Alcoa Alain J.P. Belda Universal Health Services Alan B. Miller Bear Stearns Alan D. Schwartz McCormick Alan D. Wilson Valassis Communications Alan F. Schultz Procter & Gamble Alan G. Lafley Markel Alan I. Kirshner Fluor Alan L. Boeckmann Fidelity National Financial Alan L. Stinson H&R Block Alan M. Bennett Ford Motor Alan R. Mulally Cinemark Holdings Alan W. Stock Westlake Chemical Albert Chao Watsco Albert H. Nahmad SLM Albert L. Lord Owens-Illinois Albert P.L. Stroucken Old Republic International Aldo C. Zucaro Nash-Finch Alec C. Covington Eaton Alexander M. Cutler Unified Western Grocers Alfred A. Plamann W.R. Grace Alfred E. Festa Hasbro Alfred J. Verrecchia Nacco Industries Alfred M. Rankin Jr. GMAC Alvaro G. de Molina BE Aerospace Amin J. Khoury Avon Products Andrea Jung Dow Chemical Andrew N. Liveris WellPoint Angela F. Braly Countrywide Financial Angelo R. Mozilo Xerox Anne M. Mulcahy Carpenter Technology Anne Stevens DTE Energy Anthony F. Earley Jr. FirstEnergy Anthony J. Alexander Silgan Holdings Anthony J. Allott Eastman Kodak Antonio M. Perez Hovnanian Enterprises Ara K. Hovnanian Medtronic Arthur D. Collins Jr. Agilysys Arthur Rhein Chesapeake Energy Aubrey K. McClendon Anheuser-Busch August A. Busch IV IAC/InterActiveCorp Barry Diller Crosstex Energy Barry E. Davis Gardner Denver Barry L. Pennypacker Wyeth Bernard Poussot Spansion Bertrand F. Cambou Commerce Bancorp Bharat B. Masrani Nordstrom Blake W. Nordstrom XTO Energy Bob R. Simpson Intuit Brad D. Smith Best Buy Bradbury H. Anderson Sara Lee Brenda C. Barnes Dentsply International Bret W. Wise CB Richard Ellis Group Brett White King Pharmaceuticals Brian A. Markison Michaels Stores Brian C. Cornell Herman Miller Brian C. Walker Roper Industries Brian D. Jellison Marsh & McLennan Brian Duperreault Apollo Group Brian E. Mueller National Semiconductor Brian L. Halla Comcast Brian L. Roberts Fortune Brands Bruce A. Carbonari Tesoro Bruce A. Smith Dynegy Bruce A. Williamson US Oncology Holdings Bruce D. Broussard Peter Kiewit Sons' Bruce E. Grewcock Thrivent Financial for Lutherans Bruce J. Nicholson Barr Pharmaceuticals Bruce L. Downey Health Management Associates Burke W. Whitman Neiman Marcus Burton M. Tansky Bon-Ton Stores Byron L. Bergren Regions Financial C. Dowd Ritter Conseco C. James Prieur Smithfield Foods C. Larry Pope Metals USA Holdings C. Lourenco Goncalves Iron Mountain C. Richard Reese MetLife C. Robert Henrikson Knights of Columbus Carl A. Anderson Autodesk Carl Bass Kelly Services Carl T. Camden Kennametal Carlos M. Cardoso TJX Carol M. Meyrowitz Benchmark Electronics Cary T. Fu Baker Hughes Chad C. Deaton Noble Energy Charles D. Davidson PPG Industries Charles E. Bunch ArvinMeritor Charles G. McClure Jr. Children's Place Retail Stores Charles K. Crovitz Vanguard Health Systems Charles N. Martin Jr. DuPont Charles O. Holliday Jr. Asbury Automotive Group Charles R. Oglesby Charles Schwab Charles R. Schwab DISH Network Charles W. Ergen Norfolk Southern Charles W. Moorman IV Northeast Utilities Charles W. Shivery DirecTV Group Chase Carey Western Union Christina A. Gold Hospira Christopher B. Begley SPX Christopher J. Kearney Land O'Lakes Christopher J. Policinski Sherwin-Williams Christopher M. Connor Oil States International Cindy B. Taylor Murphy Oil Claiborne P. Deming Darden Restaurants Clarence Otis Jr. Marathon Oil Clarence P. Cazalot Jr. Rockwell Collins Clayton M. Jones Jones Lang LaSalle Colin Dyer Hawaiian Electric Industries Constance H. Lau Gannett Craig A. Dubow Hercules Craig A. Rogerson Spartan Stores Craig C. Sturken Interstate Bakeries Craig D. Jung Jacobs Engineering Group Craig L. Martin Hexion Specialty Chemicals Craig O. Morrison Owens & Minor Craig R. Smith CME Group Craig S. Donohue SunGard Data Systems Cristóbal I. Conde MGIC Investment Curt S. Culver Hayes Lemmerz Curtis J. Clawson United Parcel Service D. Scott Davis Coventry Health Care Dale B. Wolf Sentry Insurance Group Dale R. Schuh AmeriCredit Daniel E. Berce Rowan Daniel F. McNease Fannie Mae Daniel H. Mudd Alliant Techsystems Daniel J. Murphy St. Jude Medical Daniel J. Starks NetApp Daniel J. Warmenhoven AFLAC Daniel P. Amos Mutual of Omaha Insurance Daniel P. Neary Nucor Daniel R. DiMicco Sprint Nextel Daniel R. Hesse Weyerhaeuser Daniel S. Fulton Metal Management Daniel W. Dienst ENSCO International Daniel W. Rabun Expedia Dara Khosrowshahi Jo Ann Stores Darrell D. Webb Advance Auto Parts Darren R. Jackson Dole Food David A. DeLorenzo Carlisle David A. Roberts PSS World Medical David A. Smith Newfield Exploration David A. Trice Kroger David B. Dillon Medco Health Solutions David B. Snow Jr. Illinois Tool Works David B. Speer JetBlue Airways David Barger Zimmer Holdings David C. Dvorak Yum Brands David C. Novak R.H. Donnelley David C. Swanson ACCO Brands David D. Campbell Duane Reade Holdings David D'Arezzo Allergan David E. I. Pyott Convergys David F. Dougherty National Fuel Gas David F. Smith Reliance Steel & Aluminum David H. Hannah Sauer-Danfoss David J. Anderson Halliburton David J. Lesar Equity Residential David J. Neithercut Chevron David J. O'Reilly AbitibiBowater David J. Paterson Hershey David J. West Applied Industrial Technologies David L. Pugh Cytec Industries David Lilley Honeywell International David M. Cote CenterPoint Energy David M. McClanahan Southern David M. Ratcliffe Emerson Electric David N. Farr Celanese David N. Weidman Laboratory Corp. of America David P. King Waste Management David P. Steiner Hub Group David P. Yeager American Family Insurance Group David R. Anderson IMS Health David R. Carlucci Iasis Healthcare David R. White Leggett & Platt David S. Haffner MSC Industrial Direct David Sandler Simon Property Group David Simon HealthExtras David T. Blair NRG Energy David W. Crane CMS Energy David W. Joos Graphic Packaging David W. Scheible Avery Dennison Dean A. Scarborough Cabela's Dennis Highby Guardian Life Ins. Co. of America Dennis J. Manning Lincoln National Dennis R. Glass Pepco Holdings Dennis R. Wraase Harman International Industries Dinesh C. Paliwal Thomas & Betts Dominic J. Pileggi Massey Energy Don L. Blankenship Phoenix Dona Davis Young Sempra Energy Donald E. Felsinger Washington Post Donald E. Graham Parker Hannifin Donald E. Washkewicz Unitrin Donald G. Southwell D.R. Horton Donald J. Tomnitz Vulcan Materials Donald M. James Clorox Donald R. Knauss Charming Shoppes Dorrit J. Bern Brinker International Douglas H. Brooks Laclede Group Douglas H. Yaeger Patterson-UTI Energy Douglas J. Wall El Paso Douglas L. Foshee Smith International Douglas L. Rock Ecolab Douglas M. Baker Jr. Northwest Airlines Douglas M. Steenland Campbell Soup Douglas R. Conant Con-way Douglas W. Stotlar Temple-Inland Doyle R. Simons NYSE Euronext Duncan L. Niederauer Brunswick Dustan E. McCoy Coca-Cola E. Neville Isdell Tupperware Brands E.V.Goings Group 1 Automotive Earl J. Hesterberg Warner Music Group Edgar Bronfman Jr. Liberty Mutual Insurance Group Edmund F. Kelly Qwest Communications Edward A. Mueller State Farm Insurance Cos. Edward B. Rust Jr. JohnsonDiversey Edward F. Lonergan Becton Dickinson Edward J. Ludwig Amerco Edward J. Shoen Northwestern Mutual Edward J. Zore Mirant Edward R. Muller Dick's Sporting Goods Edward W. Stack Fleetwood Enterprises Elden L. Smith SanDisk Eli Harari Phillips-Van Heusen Emanuel Chirico Crane Eric C. Fast VF Eric C. Wiseman Great Atlantic & Pacific Tea Eric Claus StanCorp Financial Eric E. Parsons Google Eric E. Schmidt Pepsi Bottling Eric J. Foss Pall Eric Krasnoff RSC Holdings Eric Olsson Global Partners Eric Slifka BearingPoint F. Edwin Harbach Calumet Specialty Products F. William Grube Chiquita Brands International Fernando Aguirre Home Depot Francis S. Blake Cognizant Technology Solutions Francisco D'Souza Cephalon Frank Baldino Jr. RPM International Frank C. Sullivan HCC Insurance Holdings Frank J. Bramanti CommScope Frank M. Drendel Andrew Frank M. Drendel Idearc Frank P. Gatto Imation Frank P. Russomanno Ametek Frank S. Hermance Emcor Group Frank T. MacInnis Schering-Plough Fred Hassan Spectra Energy Fred J. Fowler Trane Frederic M. Poses Hanover Insurance Group Frederick H. Eppinger Jr. Northern Trust Corp. Frederick H. Waddell FedEx Frederick W. Smith Starwood Hotels & Resorts Frits van Paasschen Wachovia Corp. G. Kennedy Thompson General Motors G. Richard Wagoner Jr. Apache G. Steven Farris Mercury General Gabriel Tirador Wisconsin Energy Gale E. Klappa McClatchy Gary B. Pruitt Automatic Data Processing Gary C. Butler Southwest Airlines Gary C. Kelly Career Education Gary E. McCullough Sally Beauty Holdings Gary G. Winterhalter Dana Holding Gary L. Convis Dollar Thrifty Automotive Gary L. Paxton Ameren Gary L. Rainwater ConAgra Foods Gary M. Rodkin Harrah's Entertainment Gary W. Loveman Universal George C. Freeman III Flowers Foods George E. Deese Borders Group George L. Jones Southern Union George L. Lindemann Express Scripts George Paz 3M George W. Buckley Men's Wearhouse George Zimmer Commerce Group Gerald Fels First Horizon National Corp. Gerald L. Baker Toys 'R' Us Gerald L. Storch Vishay Intertechnology Gerald Paul AMR Gerard J. Arpey Manitowoc Glen E. Tellock CenturyTel Glen F. Post III UAL Glenn F. Tilton Gap Glenn K. Murphy Progressive Glenn M. Renwick Exide Technologies Gordon A. Ulsh Plains All American Pipeline Greg L. Armstrong Dean Foods Gregg L. Engles Tenneco Gregg M. Sherrill Target Gregg Steinhafel General Cable Gregory B. Kenny Liberty Media Gregory B. Maffei Aon Gregory C. Case Mueller Water Products Gregory E. Hyland Franklin Resources Gregory E. Johnson Selective Insurance Group Gregory E. Murphy Peabody Energy Gregory H. Boyce O'Reilly Automotive Gregory L. Henslee Werner Enterprises Gregory L. Werner Ingram Micro Gregory M.E. Spierkel Motorola Gregory Q. Brown Ryder System Gregory T. Swienton Cigna H. Edward Hanway Danaher H. Lawrence Culp Jr. Wal-Mart Stores H. Lee Scott Jr. Helmerich & Payne Hans Helmerich Robert Half International Harold M. Messmer Jr. McGraw-Hill Harold W. McGraw III Sonoco Products Harris E. DeLoach Jr. Zions Bancorp. Harris H. Simmons Advanced Micro Devices Hector de J. Ruiz Genzyme Henri A. Termeer ABM Industries Henrik C. Slipsager Landstar System Henry H. Gerkens Bemis Henry J. Theisen KeyCorp Henry L. Meyer III Regal-Beloit Henry W. Knueppel DynCorp International Herbert J. Lanese BJ's Wholesale Club Herbert J. Zarkin Retail Ventures Heywood Wilansky UTStarcom Hong Liang Lu Harris Howard L. Lance Family Dollar Stores Howard R. Levine BlueLinx Holdings Howard S. Cohen Starbucks Howard Schultz Forest Laboratories Howard Soloman Monsanto Hugh Grant Colgate-Palmolive Ian M. Cook PepsiCo Indra K. Nooyi Berry Plastics Group Ira G. Boots Kraft Foods Irene B. Rosenfeld Verizon Communications Ivan G. Seidenberg Consol Energy J. Brett Harvey Eastman Chemical J. Brian Ferguson Pilgrim's Pride J. Clinton Rivers Nalco Holding J. Erik Fyrwald Devon Energy J. Larry Nichols Alliance Data Systems J. Michael Parks Core-Mark Holding J. Michael Walsh Arthur J. Gallagher J. Patrick Gallagher Jr. ServiceMaster J. PatrickSpainhour MGM Mirage J. Terrence Lanni Entergy J. Wayne Leonard Marriott International J.W. Marriott Jr. Cameron International Jack B. Moore Stater Bros. Holdings Jack H. Brown HCA Jack O. Bovender Jr. Sigma-Aldrich Jai P. Nagarkatti IDT James A. Courter Rock-Tenn James A. Rubright McDonald's James A. Skinner T. Rowe Price James A.C. Kennedy ExpressJet Holdings James B. Ream Biogen Idec James C. Mullen Costco Wholesale James D. Sinegal J.P. Morgan Chase & Co. James Dimon Ferrellgas Partners James E. Ferrell Republic Services James E. O'Connor Duke Energy James E. Rogers PNC Financial Services Group James E. Rohr Ferro James F. Kirsch Tractor Supply James F. Wright Amerigroup James G. Carlson WGL Holdings James H. DeGraffenreidt Jr. PPL James H. Miller Scotts Miracle-Gro James Hagedorn Amkor Technology James J. Kim ConocoPhillips James J. Mulva Ashland James J. O'Brien Jr. Cablevision Systems James L. Dolan Lubrizol James L. Hambrick AK Steel Holding James L. Wainscott Harley-Davidson James L. Ziemer Shaw Group James M. Bernhard Jr. Bristol-Myers Squibb James M. Cornelius Ameriprise Financial James M. Cracchiolo SunTrust Banks James M. Wells III Steelcase James P. Hackett Level 3 Communications James Q. Crowe Church & Dwight James R. Craigie Frontier Oil James R. Gibbs Boston Scientific James R. Tobin Union Pacific James R. Young Cooper-Standard Holdings James S. McElya Loews James S. Tisch Anadarko Petroleum James T. Hackett Pacific Life James T. Morris Mosaic James T. Prokopanko American Eagle Outfitters James V. O'Donnell Timken James W. Griffith Blockbuster James W. Keyes Caterpillar James W. Owens BJ Services James W. Stewart Patterson James W. Wiltz Autoliv JanCarlson New York Times Janet L. Robinson HealthSouth Jay Grinney Health Net Jay M. Gellert Travelers Cos. Jay S. Fishman Whirlpool Jeff M. Fettig Fiserv Jeffery W. Yabuki Manpower Jeffrey A. Joerres Walgreen Jeffrey A. Rein Pfizer Jeffrey B. Kindler PNM Resources Jeffrey E. Sterba ProLogis Jeffrey H. Schwartz Time Warner Jeffrey L. Bewkes Hormel Foods Jeffrey M. Ettinger CIT Group Jeffrey M. Peek Supervalu Jeffrey Noddle Amazon.com Jeffrey P. Bezos Teleflex Jeffrey P. Black CUNA Mutual Group Jeffrey Post Biomet Jeffrey R. Binder Windstream Jeffrey R. Gardner General Electric Jeffrey R. Immelt Mohawk Industries Jeffrey S. Lorberbaum KB Home Jeffrey T. Mezger Standard Pacific Jeffrey V. Peterson Southwest Gas Jeffrey W. Shaw Solutia Jeffry N. Quinn Nvidia Jen-Hsun Huang Analog Devices Jerald G. Fishman SkyWest Jerry C. Atkin Yahoo Jerry Yang Omnicare Joel F. Gemunder BB&T Corp. John A. Allison IV MeadWestvaco John A. Luke Jr. Baldor Electric John A. McFarland CA John A. Swainson Merrill Lynch John A. Thain Hess John B. Hess General Growth Properties John Bucksbaum Eli Lilly John C. Lechleiter Gilead Sciences John C. Martin, Ph.D. TRW Automotive Holdings John C. Plant Country Insurance & Fin. Svcs. John D. Blackburn Schnitzer Steel Industries John D. Carter Chubb John D. Finnegan Protective Life John D. Johns CHS John D. Johnson Omnicom Group John D. Wren eBay John Donahoe Edison International John E. Bryson Air Products & Chemicals John E. McGlade Western & Southern Financial Group John F. Barrett Coca-Cola Enterprises John F. Brock Western Digital John F. Coyne Stanley Works John F. Lundgren Energy Future Holdings John F. Young Sunoco John G. Drosdick Wells Fargo John G. Stumpf McKesson John H. Hammergren Erie Insurance Group John J. Brinling Jr. CVR Energy John J. Lipinski Morgan Stanley John J. Mack Cincinnati Financial John J. Schiff Jr. Allied Waste Industries John J. Zillmer USEC John K. Welch VWR Funding John M. Ballbach Lincoln Electric Holdings John M. Stropki Jr. Whole Foods Market John P. Mackey Worthington Industries John P. McConnell United States Steel John P. Surma Jr. C.H. Robinson Worldwide John P. Wiehoff Quanta Services John R. Colson Prudential Financial John R. Strangfeld Jr. Electronic Arts John S. Riccitiello Briggs & Stratton John S. Shiely Belden John S. Stroup Cisco Systems John T. Chambers International Paper John V. Faraci Oneok John W Gibson Burger King Holdings John W. Chidsey Crown Holdings John W. Conway Exelon John W. Rowe AGL Resources John W. Somerhalder II Symantec John W. Thompson Sun Microsystems Jonathan I. Schwartz Paychex Jonathan J. Judge Federal-Mogul Jose Maria Alapont Cleveland-Cliffs Joseph A. Carrabba Complete Production Services Joseph C. Winkler Olin Joseph D. Rupp TD Ameritrade Joseph H. Moglia Covance Joseph L. Herring A. Schulman Joseph M. Gingo Molina Healthcare Joseph M. Molina M.D. EMC Joseph M. Tucci Aramark Joseph Neubauer Sovereign Bancorp Joseph P. Campanelli New York Community Bancorp Joseph R. Ficalora Warnaco Group Joseph R. Gromek Univision Communications Joseph Uva Unisys Joseph W. McGrath United Services Automobile Assn. Josue Robles Jr. RadioShack Julian C. Day Sanmina-SCI Jure Sola AnnTaylor Stores Katherine Krill Icahn Enterprises Keith A. Meister Rockwell Automation Keith D. Nosbusch Steel Dynamics Keith E. Busse Boyd Gaming Keith E. Smith Questar Keith O. Rattie News Corp. Keith Rupert Murdoch Energy Transfer Equity Kelcy L. Warren General Mills Kendall J. Powell SAIC Kenneth C. Dahlberg Bank of America Corp. Kenneth D. Lewis American Express Kenneth I. Chenault E.W. Scripps Kenneth W. Lowe Spectrum Brands Kent Hussey DaVita Kent J. Thiry Medical Mutual of Ohio Kent W. Clapp Wendy's International Kerrii B. Anderson Washington Mutual Kerry K. Killinger Consolidated Edison Kevin Burke Fifth Third Bancorp Kevin T. Kabat Amgen Kevin W. Sharer J.B. Hunt Transport Services Kirk Thompson La-Z-Boy Kurt L. Darrow UAP Holding L. Kenneth Cordell Allegheny Technologies L. Patrick Hassey MDC Holdings Larry A. Mizel Principal Financial Larry D. Zimpleman Integrys Energy Group Larry L. Weyers BlackRock Laurence D. Fink New Jersey Resources Laurence M. Downes Oracle Lawrence J. Ellison Sealy Lawrence J. Rogers Apria Healthcare Group Lawrence M. Higby CSK Auto Lawrence N. Mondry Continental Airlines Lawrence W. Kellner Telephone & Data Systems LeRoy T. Carlson Jr. Limited Brands Leslie H. Wexner CBS Leslie Moonves Coach Lew Frankfort Textron Lewis B. Campbell FPL Group Lewis Hay III Flowserve Lewis M. Kling Jack in the Box Linda A. Lang Goldman Sachs Group Lloyd C. Blankfein Century Aluminum Logan W. Kruger UGI Lon R. Greenberg Pride International Louis A. Raspino United Technologies Louis Chênevert Affiliated Computer Services Lynn R. Blodgett Pool Manuel J. Perez de la Mesa Thermo Fisher Scientific Marijn E. Dekkers Chaparral Steel Mario Longhi Burlington Coat Factory Mark A. Nesci NewPage Holding Mark A. Suwyn Paccar Mark C. Pigott Albemarle Mark C. Rohr Newell Rubbermaid Mark D. Ketchum Precision Castparts Mark Donegan Rent A Center Mark E. Speese Marshall & Ilsley Corp. Mark F. Furlong EOG Resources Mark G. Papa Nike Mark G. Parker Reliant Energy Mark M. Jacobs Hertz Global Holdings Mark P. Frissora Clear Channel Communications Mark P. Mays Legg Mason Mark R. Fetting Torchmark Mark S. McAndrew DRS Technologies Mark S. Newman Fairchild Semiconductor Intl. Mark S. Thompson Hewlett-Packard Mark V. Hurd Goodrich Marshall O. Larsen Jarden Martin E. Franklin Amphenol Martin H. Loeffler AGCO Martin H. Richenhagen American International Group Martin J. Sullivan URS Martin M. Koffel Molex Martin P. Slark Citizens Communications Mary Agnes Wilderotter Rite Aid Mary F. Sammons Foot Locker Matthew D. Serra Collective Brands Matthew E. Rubel Ikon Office Solutions Matthew J. Espe Burlington Northern Santa Fe Matthew K. Rose Holly Matthew P. Clifton Constellation Energy Mayo A. Shattuck III National Oilwell Varco Merrill A. Miller Jr. Ross Stores Michael A. Balmuth CBRL Group Michael A. Woodhouse Annaly Capital Management Michael A.J. Farrell Universal Forest Products Michael B. Glenn Humana Michael B. McCallister First Data Michael Capellas Genworth Financial Michael D. Fraizer Armstrong World Industries Michael D. Lockhart Altria Group Michael E. Syzmanczyk Pacer International Michael E. Uremovich Visteon Michael F. Johnston Centene Michael F. Neidorff American Electric Power Michael G. Morris Owens Corning Michael H. Thaman Interpublic Group Michael I. Roth Andersons Michael J. Anderson Great Plains Energy Michael J. Chesser Potlatch Michael J. Covey Greif Michael J. Gasser Fred's Michael J. Hayes Toro Michael J. Hoffman AutoNation Michael J. Jackson United Rentals Michael J. Kneeland Tiffany Michael J. Kowalski Alpha Natural Resources Michael J. Quillen CSX Michael J. Ward ScanSource Michael L. Baur Terra Industries Michael L. Bennett Regal Entertainment Group Michael L. Campbell Grant Prideco Michael McShane Pep Boys Michael Odell Kansas City Southern Michael R. Haverty Applied Materials Michael R. Splinter Live Nation Michael Rapino Dell Michael S. Dell Nelnet Michael S. Dunlap United Natural Foods Michael S. Funk Abercrombie & Fitch Michael S. Jeffries Brink's Michael T. Dan Liberty Global Michael T. Fries L-3 Communications Michael T. Strianese Computer Sciences Michael W. Laphen IndyMac Bancorp Michael W. Perry Joy Global Michael W. Sutherlin Sierra Pacific Resources Michael W. Yackira Abbott Laboratories Miles D. White Pitney Bowes Murray D. Martin Commercial Metals Murray R. McClean UST Murray S. Kessler J.C. Penney Myron E. Ullman III MEMC Electronic Materials Nabeel Gareeb Zale Neal Goldberg Virgin Media Neil Berkett Charter Communications Neil Smit General Dynamics Nicholas D. Chabraja Snap-On Nicholas T. Pinchuk Vectren Niel C. Ellerbrook Black & Decker Nolan D. Archibald Weis Markets Norman S. Rich Sonic Automotive O. Bruton Smith Mettler-Toledo International Olivier A. Filliol Helix Energy Solutions Group Owen Kratz First American Corp. Parker S. Kennedy Archer Daniels Midland Patricia A. Woertz PC Connection Patricia Gallup Smurfit-Stone Container Patrick J. Moore Cabot Patrick M. Prevost NVR Paul C. Saville Brown-Forman Paul C. Varga Georgia Gulf Paul D. Carrico Regis Paul D. Finkelstein Qualcomm Paul E. Jacobs World Fuel Services Paul H. Stebbins Lexmark International Paul J. Curlander Kindred Healthcare Paul J. Diaz Allegheny Energymnitows@alleghenyenergy.com Paul J. Evanson Western Refining Paul L. Foster Watson Pharmaceuticals Paul M. Bisaro CACI International Paul M. Cofoni Guess Paul Marciano Intel Paul S. Otellini Packaging Corp. of America Paul T. Stecko A.O. Smith Paul W. Jones Safeco Paula Rosput Reynolds Portland General Electric Peggy Y. Fowler Perot Systems Peter A. Altabef PG&E Corp. Peter A. Darbee OGE Energy Peter B. Delaney AMC Entertainment Peter C. Brown FMC Technologies Peter D. Kinnear National City Corp. Peter E. Raskind AptarGroup Peter H. Pfeiffer Hill-Rom Holdings Peter H. Soderberg Expeditors International of Washington Peter J. Rose Pantry Peter J. Sodini Winn-Dixie Stores Peter L. Lynch Penn National Gaming Peter M. Carlino Airgas Peter McCausland Huntsman Peter R. Huntsman Circuit City Stores Philip J. Schoonover PetSmart Philip L. Francis Viacom Philippe P. Dauman Ryland Group R. Chad Dreier Ball R. David Hoover AmerisourceBergen R. David Yost E*Trade Financial R. Jarrett Lilien Levi Strauss R. John Anderson Cardinal Health R. Kerry Clark Kohl's R. Lawrence Montgomery GameStop R. Richard Fontaine Rohm & Haas Rajiv L. Gupta Polo Ralph Lauren Ralph Lauren Furniture Brands International Ralph P. Scozzafava CH2M Hill Ralph R. Peterson Enterprise GP Holdings Ralph S. Cunningham Comerica Ralph W. Babb Jr. Hartford Financial Services Ramani Ayer Pentair Randall J. Hogan AT&T Randall L. Stephenson Occidental Petroleum Ray R. Irani Quanex Raymond A. Jean Moody's Raymond W. McDaniel Jr. Magellan Health Services Rene Lerer M.D. Targa Resources Rene R. Joyce Exxon Mobil Rex W. Tillerson Universal American Richard A. Barasch Insight Enterprises Richard A. Fennessy Hanesbrands Richard A. Noll Realogy Richard A. Smith Jefferies Group Richard B. Handler Freeport-McMoRan Copper & Gold Richard C. Adkerson Xcel Energy Richard C. Kelly Capital One Financial Richard D. Fairbank Knight Richard D. Kinder Synovus Financial Corp. Richard E. Anthony American Axle & Manufacturing Richard E. Dauch Equifax Richard F. Smith Freddie Mac Richard F. Syron Del Monte Foods Richard G. Wolford Delta Air Lines Richard H. Anderson Key Energy Services Richard J. Alario Pulte Homes Richard J. Dugas Jr. Sysco Richard J. Schnieders U.S. Bancorp Richard K. Davis Sun Healthcare Group Richard K. Matros Texas Instruments Richard K. Templeton Tyson Foods Richard L. Bond Nortek Richard L. Bready W.W. Grainger Richard L. Keyser Pactiv Richard L. Wambold Systemax Richard Leeds Kla-Tencor Richard P. Wallace Scholastic Richard Robinson Lehman Brothers Holdings Richard S. Fuld Jr. Merck Richard T. Clark Newmont Mining Richard T. O'Brien Dollar General Richard W. Dreiling Louisiana-Pacific Richard W. Frost United Stationers Richard W. Gochnauer Plum Creek Timber Rick R. Holley Arkansas Best Robert A. Davidson Mattel Robert A. Eckert Walt Disney Robert A. Iger Lowe's Robert A. Niblock Graybar Electric Robert A. Reynolds Jr. Quiksilver Robert B. McKnight Jr. Assurant Robert B. Pollock PepsiAmericas Robert C. Pohlad NiSource Robert C. Skaggs Jr. Alliance One International Robert E. Harrison Colonial Bancgroup Robert E. Lowder Building Materials Holding Robert E. Mellor Lear Robert E. Rossiter PerkinElmer Robert F. Friel Oshkosh Robert G. Bohn Cenveo Robert G. Burton Sr. M&T Bank Corp. Robert G. Wilmers Nasdaq OMX Group Robert Greifeld Toll Brothers Robert I. Toll Mylan Robert J. Coury Linens Holding Robert J. Di Nicola Goodyear Tire & Rubber Robert J. Keegan Brightpoint Robert J. Laikin Casey's General Stores Robert J. Myers Lockheed Martin Robert J. Stevens A.G. Edwards Robert L. Bagby Airtran Holdings Robert L. Fornaro American National Insurance Robert L. Moody Baxter International Robert L. Parkinson Jr. Securian Financial Group Robert L. Senkler Chemtura Robert L. Wood Tech Data Robert M. Dutkowsky Solo Cup Robert M. Korzenski Ingles Markets Robert P. Ingle Bank of New York Mellon Corp. Robert P. Kelly Calpine Robert P. May Beacon Roofing Supply Robert R. Buck Constellation Brands Robert S. Sands Dollar Tree Robert Sasser Atmos Energy Robert W. Best Anixter International Robert W. Grubbs Jr. Deere Robert W. Lane Tellabs Robert W. Pullen MasterCard Robert W. Selander Sirva Robert W. Tieken Delphi Rodney O'Neal MetroPCS Communications Roger D. Linquist Auto-Owners Insurance Roger L. Looyenga Penske Automotive Group Roger S. Penske TIAA-CREF Roger W. Ferguson Jr. Brown Shoe Ronald A. Fromm Electronic Data Systems Ronald A. Rittenmeyer Aetna Ronald A. Williams Northrop Grumman Ronald D. Sugar Hudson City Bancorp Ronald E. Hermance Jr. State Street Corp. Ronald E. Logue Public Storage Ronald L. Havner Jr. Dover Ronald L. Hoffman Avis Budget Group Ronald L. Nelson Staples Ronald L. Sargent Terex Ronald M. DeFeo Perini Ronald N. Tutor Avnet Roy A. Vallee Spherion Roy G. Krause Cooper Tire & Rubber Roy V. Armes Wesco International Roy W. Haley Nicor Russ M. Strobel Hewitt Associates Russell P. Fradin Leap Wireless International S. Douglas Hutcheson Harsco Salvatore D. Fazzolari OfficeMax Sam K. Duncan Susser Holdings Sam L. Susser Corn Products International Samuel C. Scott III International Business Machines Samuel J. Palmisano Tribune Samuel Zell Chico's FAS Scott A. Edmonds Broadcom Scott A. McGregor Cintas Scott D. Farmer Pioneer Natural Resources Scott D. Sheffield Juniper Networks Scott G. Kriens Beckman Coulter Scott Garrett NBTY Scott Rudolph Alltel Scott T. Ford International Assets Holding Sean M. O'Connor Rockwood Holdings Seifi Ghasemi New York Life Insurance Seymour G. Sternberg Adobe Systems Shantanu Narayen Las Vegas Sands Sheldon G. Adelson TECO Energy Sherrill W. Hudson FM Global Shivan S. Subramaniam Lithia Motors Sidney B. DeBoer HNI Stanley A. Askren Henry Schein Stanley M. Bergman Johnson Controls Stephen A. Roell Blackstone Group Stephen A. Schwarzman Exterran Holdings Stephen A. Snider PolyOne Stephen D. Newlin Praxair Stephen F. Angel Lam Research Stephen G. Newberry Saks Stephen I. Sadove Sierra Health Services Stephen J. Hemsley UnitedHealth Group Stephen J. Hemsley Enbridge Energy Partners Stephen J.J. Letwin Superior Essex Stephen M. Carter Meredith Stephen M. Lacy Wyndham Worldwide Stephen P. Holmes Stryker Stephen P. MacMillan Puget Energy Stephen P. Reynolds Martin Marietta Materials Stephen P. Zelnak Jr. CF Industries Holdings Stephen R. Wilson Barnes & Noble Stephen Riggio Office Depot Steve Odland Microsoft Steven A. Ballmer Safeway Steven A. Burd Bob Evans Farms Steven A. Davis Volt Information Sciences Steven A. Shaw Arch Coal Steven F. Leer Bed Bath & Beyond Steven H. Temares Seaboard Steven J. Bresky Aleris International Steven J. Demetriou Meritage Homes Steven J. Hilton Williams Steven J. Malcolm Performance Food Group Steven L. Spinner Atmel Steven Laub NII Holdings Steven P. Dussek Apple Steven P. Jobs Micron Technology Steven R. Appleton ITT Steven R. Loranger Vornado Realty Trust Steven Roth Big Lots Steven S. Fishman Dun & Bradstreet Steven W. Alesio Lennar Stuart A. Miller Massachusetts Mutual Life Insurance Stuart H. Reese Quest Diagnostics Surya N. Mohapatra Reynolds American Susan M. Ivey Oceaneering International T. Jay Collins PHH Terence W. Edwards AIMCO Terry Considine MDU Resources Group Terry D. Hildestad Macy's Terry J. Lundgren Affinia Group Intermediate Holdings Terry R. McCormick LandAmerica Financial Group Theodore L. Chandler Jr. Cummins Theodore M. Solso Modine Manufacturing Thomas A. Burke Embarq Thomas A. Gerke Raymond James Financial Thomas A. James DST Systems Thomas A. McDonnell West Thomas B. Barker Genuine Parts Thomas C. Gallagher Polaris Industries Thomas C. Tiller Huntington Bancshares Thomas E. Hoaglin Piedmont Natural Gas Thomas E. Skains Dominion Resources Thomas F. Farrell II National Life Group Thomas H. MacLeay Kimberly-Clark Thomas J. Falk International Game Technology Thomas J. Matthews NSTAR Thomas J. May Mutual of America Life Thomas J. Moran R.R. Donnelley & Sons Thomas J. Quinlan III Allstate Thomas J. Wilson Service Corp. International Thomas L. Ryan Belk Thomas M. Belk Jr. TravelCenters of America Thomas M. O'Brien CVS Caremark Thomas M. Ryan Interactive Brokers Group Thomas Peterffy Unum Group Thomas R. Watjen Ruddick Thomas W. Dickson MPS Group Timothy D. Payne Varian Medical Systems Timothy E. Guertin Hubbell Timothy H. Powers Jabil Circuit Timothy L. Main BorgWarner Timothy M. Manganello C.R. Bard Timothy M. Ring Centex Timothy R. Eller Masco Timothy Wadhams Lennox International Todd M. Bluedorn Applera Tony L. White Tenet Healthcare Trevor Fetter Acuity Brands Vernon J. Nagel Citigroup Vikram S. Pandit Dresser-Rand Group Vincent R. Volpe Jr. Alexander & Baldwin W. Allen Doane Sears Holdings W. Bruce Johnson US Airways Group W. Douglas Parker Host Hotels & Resorts W. Edward Walter Williams-Sonoma W. HowardLester Boeing W. James McNerney Jr. Molson Coors Brewing W. Leo Kiely III Rush Enterprises W. M. Rush Boise Cascade Holdings W. ThomasStephens Brookdale Senior Living W.E. Sheriff Thor Industries Wade F.B. 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